Canada Small Business Financing Loan

Gondaliya CPA helps Ontario entrepreneurs secure Canada Small Business Financing Loans for equipment, property, and working capital.

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Why Choose Our Financing Services?

We specialize in helping Canadian small businesses secure financing for expansion, asset acquisition, and working capital.

Nationwide Support

Our financing solutions are available across Canada, ensuring that small businesses everywhere can achieve their goals, regardless of location.

Tailored Financial Guidance

We understand the challenges small businesses face. Our experts guide you through every step of financing

Secure Affordable Financing for Your Business

The Canada Small Business Financing Program (CSBFP) makes it easier for Canadian small businesses to obtain affordable loans by sharing the risk with financial institutions. Available to start-ups and established businesses with annual revenues of $10 million or less, this program supports investments in equipment, leasehold improvements, real property, and working capital. Gondaliya CPA guides you through the application and approval process to increase your chances of success.

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Why Choose the Canada Small Business Financing Loan?

Fast & Simple Loan Application

Our streamlined application process simplifies securing funding, allowing you to focus on growing your business with minimal paperwork.

Flexible Loan Options

With options for asset purchases, leasehold improvements, and working capital, we ensure that financing aligns with your business goals.

Professional Expertise

With our extensive experience, our financial experts guide you through the entire loan process, helping you make informed financial decisions to support long-term business success.

Manage Your Cash Flow Effectively

With flexible repayment options, you can maintain cash flow while managing your loan commitments effectively.

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EASY APPLICATION PROCESS

Our Simple Process to Secure Financing for Your Business

Our application process is designed to be efficient and transparent, ensuring a smooth experience for small business owners.

Here’s our step-by-step application process:

Need affordable help getting approved for a Canada Small Business Loan?

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Industries We Assist With Canada Small Business Financing Loan

Startups

Specialized startup tax & accounting

Healthcare

Specialized healthcare tax & accounting

Consultants

Specialized consulting tax & accounting

Small Businesses

Specialized small business tax & accounting

Restaurants

Specialized restaurant tax & accounting

Franchises

Specialized franchise tax & accounting

Self-Employed

Specialized self-employed tax & accounting

Manufacturing

Specialized manufacturing tax & accounting

Grocery Stores

Specialized grocery tax & accounting

Import & Export

Specialized import/export tax & accounting

Frequently Asked Questions

What is the Canada Small Business Financing Loan?

The Canada Small Business Financing Loan is a government-backed program that helps small businesses secure funding for expansion, asset acquisition, or working capital needs.

Who is eligible for this financing loan?

Eligible businesses include small, for-profit enterprises with gross annual revenues under $10 million. Certain sectors like non-profit and charitable organizations are not eligible.

How much funding can I get through this program?

Businesses can borrow up to $1 million, with a maximum of $350,000 available for leasehold improvements and equipment purchases.

What can I use the loan for?

The loan can be used for purchasing equipment, leasehold improvements, or property needed for business operations.

What is the maximum loan amount?

The maximum loan amount is $1,000,000 for any one borrower. However, no more than $500,000 can be used for purchasing or improving leasehold improvements or equipment, and of that amount, a maximum of $150,000 can be used for intangible assets and working capital.

What are the repayment terms?

Repayment terms vary based on the asset financed:

Real property: Amortization up to 25 years
Equipment, leasehold improvements, intangible assets, and working capital: Amortization up to 15 years
Repayment options include fixed or floating rates, with principal plus interest or blended payments.

How can Gondaliya CPA assist with the CSBFL?

Gondaliya CPA offers comprehensive support throughout the CSBFL application process, including:

Assessing eligibility
Preparing and reviewing financial documents
Developing a solid business plan
Guiding you through the application process
Our corporate accountants ensure that your application is complete and compelling, increasing your chances of approval.

How do I apply for the CSBFL?

To apply, contact a participating financial institution, such as a bank or credit union. They will assess your application and, if approved, submit it to the government for registration.

Can I use the CSBFL for startup costs?

Yes, the CSBFL can be used for startup costs, including purchasing equipment, leasehold improvements, and working capital. It is an excellent option for new businesses looking to establish themselves.

How long does the application process take?

The application process can vary depending on the financial institution and the completeness of your application. On average, it may take several weeks to process and approve the loan.