Tax Accountant for Mortgage Brokers

Specialized bookkeeping, commission tracking, and tax planning for independent mortgage brokers and brokerages

✅ REGISTERED CPA FIRM– VERIFY NOW

AFFORDABLE Accountant for Mortgage Brokers

Mortgage brokers handle a fast-paced workload, irregular commission payouts, and constant reporting requirements all while juggling client files and lender relationships. With so many moving parts, it’s easy for bookkeeping, payroll, and tax planning to fall behind. At Gondaliya CPA, we understand the unique financial structure of mortgage professionals and provide accounting support that fits the way you work.

From managing commission tracking and monthly bookkeeping to handling payroll, HST, and year-end tax filings, we help mortgage brokers stay compliant and organized throughout the year. Our goal is to reduce administrative stress, improve financial visibility, and make sure your taxes are handled properly so you can focus on growing your business.

Official Partner

Accounting That Understands Mortgage Brokerages

Mortgage brokers deal with irregular income, complex commission structures, trailer fees, and the risk of clawbacks. With payouts coming from multiple lenders on different schedules, it’s easy for books to fall behind and tax exposure to increase. Many brokers rely on spreadsheets and last-minute paperwork, which leads to missed deductions and CRA stress. Clean, organized books give you control over cash flow and a clear view of performance.

Our accounting services are built for mortgage brokers. We track every deal, map commissions correctly, manage cash flow, and handle your taxes so you can focus on clients and closings—not bookkeeping.

Commission & Trailer Fee Tracking

Accurate tracking of commissions and trailer fees from multiple lenders so nothing is missed.

Deal-by-Deal Reporting

Clear visibility into each mortgage file, including payouts, clawbacks, and outstanding amounts.

HST, Payroll & Compliance Support

Guidance on HST rules, payroll for assistants/agents, and CRA record-keeping requirements.

Cash Flow & Tax Planning

Forecasting and tax planning to help manage irregular income and reduce personal tax exposure.

Stay Compliant with CRA While You Grow

Business Structure for Mortgage Brokers

Choosing the right structure is one of the most important financial decisions for mortgage brokers. Sole proprietorships are simple and flexible, but incorporated brokers may benefit from lower tax rates, reduced personal liability, and better income-splitting options. We guide you through when incorporation makes sense based on income levels, cash flow needs, and long-term plans.

HST, Record-Keeping, and Audit Readiness

Mortgage brokers often assume that everything is HST-exempt, but certain fees and services may still be taxable. We help you understand when HST applies and ensure your books properly track commissions, referral fees, marketing costs, and operating expenses. Clean documentation protects you and keeps you fully prepared in case CRA requests information or audits your records.

Personal and Corporate Tax Integration

Whether you file as a sole proprietor using business schedules on your T1 return or operate through a corporation with a T2 return, proper planning is essential. We help you understand instalment requirements, estimate upcoming tax bills, and set aside the right amounts throughout the year. The goal is simple: no surprises at tax time and a smoother financial plan for your brokerage.

Why Mortgage Brokers Trust Gondaliya CPA

Mortgage Industry-Specific Insight

We speak mortgage broker language—commissions, remittances, licensing—fluently.

Tax Savings & Compliance

Leverage deductions, stay audit-ready, and manage CRA requirements seamlessly.

Growth-Focused Guidance

Forecasting and advisory help you make informed decisions for expansion.

Affordable, Scalable Support

From solo brokers to team operations, our services grow with you.

CPA Ontario Registered Firm, ID 61330051

1450+ ★★★★★ Google Reviews

30-Day Money-Back Guarantee

60-Day Fees-Matching Policy

ACTIVELY ACCEPTING Corporate Clients

Will cover personal tax filing for Directors & Families

Convenient Availability

Weekend and evening support until 9 PM

Always Within Reach

Just a call away when you need us

Accounting Services for Mortgage Brokers and Brokerages

Corporate Tax Filing for Mortgage Brokers

Professional Corporate tax preparation and return filing, ensuring accuracy and CRA compliance.

Accounting & Bookkeeping for Mortgage Brokers

Reliable bookkeeping and accounting with financial statements, records, and reporting.

Corporate Tax Planning for Mortgage Brokers

Smart Corporate tax planning to optimize savings, reduce liabilities, and maintain compliance.

Catch-Up Corporate Tax Filing for Mortgage Brokers

File overdue corporate tax returns, clean up missing records, and get your business back into CRA compliance with accurate, stress-free catch-up filing support.

GST/HST Filing for Mortgage Brokers

Affordable GST/HST filing to help your business stay compliant, maximize input tax credits, and avoid CRA penalties.

Corporate Tax Cleanup for Mortgage Brokers

Resolve past corporate tax issues and bring your filings fully compliant and up to date.

CRA Audit Resolution Services for Mortgage Brokers

Expert support to handle Canada Revenue Agency audits, disputes, and negotiations with confidence.

CPA Compilation Report (Notice to Reader)

Deliver clear CPA Compilation Reports (Notice to Reader) for reliable financial insights.

Incorporation Services for Mortgage Brokers

Incorporation services in Toronto for smooth business formation, entity setup, and start-up support.

Catch-Up Bookkeeping Services for Mortgage Brokers

Catch up overdue bookkeeping, organize financial records, and keep your business accurate, compliant, and ready for tax filing.

US Corporation & LLC Tax Filing for Mortgage Brokers

Professional US Corporation and LLC tax filing to ensure IRS compliance, accurate reporting, and timely tax return submission.

Voluntary Disclosure Program for Mortgage Brokers

Correct past tax errors through the CRA Voluntary Disclosure Program, reduce penalties, and restore tax compliance with confidence.

Accounting Services Tailored for Mortgage Brokers & Brokerages

Real, practitioner-level CPA expertise for independent mortgage brokers, principal brokers, mortgage agent teams, and brokerage owners across Ontario — built for how commission-based mortgage businesses track lender payouts, manage clawback liabilities, pay agent splits, and handle HST-exempt financial services under FSRA compliance.

Corporate Tax Filing for Mortgage Brokers & Brokerages

We file your mortgage brokerage corporation T2 return with upfront commission income, trailer fees, volume bonus payouts, and referral fees reported as separate revenue lines under the correct GIFI codes — CRA cross-references lender T4A slips against your reported revenue, and discrepancies on commission-based mortgage broker filings trigger immediate review.
Lender clawbacks on early mortgage payouts must be recorded as a reduction of revenue in the fiscal year the clawback is confirmed, not when the original commission was earned — we track clawback provisions as a liability in your mortgage brokerage T2 return so CRA does not reassess you for overstated income from funded deals that were subsequently repaid early.
We classify office computers under CCA Class 50 at 55%, office furniture under Class 8 at 20%, and company vehicles used for client meetings under Class 10 at 30% on Schedule 8 of your mortgage broker corporation T2 return, ensuring each asset claims the correct depreciation rate to maximize deductions.
We deduct FSRA (Financial Services Regulatory Authority) licensing fees, E&O insurance premiums, MPC membership dues, and continuing education costs on your mortgage brokerage T2 return under the correct GIFI codes — each regulatory expense must be classified separately from marketing and advertising costs.
We reconcile lender commission statements and volume bonus payouts against your mortgage broker corporation bank deposits before filing the T2 return, matching each funded deal to its commission payment so net deposits after agent splits and clawback holdbacks tie exactly to reported revenue.

Accounting & Bookkeeping for Mortgage Brokers & Brokerages

We separate commission income by type in your mortgage brokerage bookkeeping — upfront lender commissions, trailer fees on renewal, volume bonuses, and referral income — so your financial statements show revenue per stream and you can identify which lender relationships generate the most margin at month-end close.
We reconcile lender commission statements against bank deposits monthly so every funded deal payout, trailer fee, and volume bonus is matched in your mortgage broker chart of accounts — no unexplained deposits that trigger CRA questions, and no missing commissions from lenders with 30-day or 60-day payment cycles.
We track clawback liabilities in your mortgage brokerage bookkeeping by recording a provision against each funded commission based on the lender's clawback period — when a mortgage is paid out early and the lender recovers the commission, the liability is reversed against revenue in the correct period instead of creating a surprise expense at year-end.
We record agent commission splits, team lead overrides, and referral fee payouts with proper T4A tracking in your mortgage brokerage books each month so year-end slip preparation ties exactly to your general ledger and prevents CRA matching errors on sub-agent payments.
We set up automated bank feed reconciliation in QBO or Xero for your mortgage brokerage, categorizing lender deposits, agent payouts, FSRA fees, and marketing expenses so your month-end close is completed within days of the last business day — not weeks behind while commission statements pile up.

Corporate Tax Planning for Mortgage Brokers & Brokerages

We structure your mortgage brokerage corporation owner compensation as a salary-dividend split that keeps active business income under the $500,000 Small Business Deduction threshold, saving your mortgage broker business up to 14.3% in combined corporate tax versus the general rate on commission revenue.
We set up non-voting shares in your mortgage brokerage corporation so your spouse or adult children receive dividends, spreading income across lower personal tax brackets — a family income-splitting strategy that reduces combined household tax on commission profits and gives each family member access to the $1.25M+ Lifetime Capital Gains Exemption on a future brokerage sale.
We monitor your mortgage brokerage corporation's passive investment income to keep it below the $50,000 annual threshold — if retained commission earnings are invested in GICs, rental properties, or portfolio securities and generate passive income exceeding this limit, CRA claws back the Small Business Deduction on active brokerage revenue.
We time year-end bonus accruals for the principal broker and administrative staff so the expense is deductible on your mortgage brokerage T2 in the current fiscal year while the recipient reports the bonus on their personal T1 in the following calendar year — a standard deferral strategy for brokerages with December year-ends.
We design holding company structures for mortgage brokerage owners so intercorporate dividends flow tax-free under ITA section 112(1) from the operating brokerage to the holdco, separating accumulated commission profits and investment assets from the operating company's E&O liability and FSRA compliance obligations.

Catch-Up Corporate Tax Filing for Mortgage Brokers & Brokerages

If your mortgage brokerage corporation has two or more years of unfiled T2 returns, CRA can revoke your business number — and FSRA may flag your licence for non-compliance with financial reporting obligations. We file all outstanding mortgage broker corporate returns and negotiate penalty relief before enforcement begins.
We reconstruct mortgage brokerage commission income from lender payout statements, funded deal records, and bank deposits when bookkeeping was never completed, building accurate financial statements for each unfiled year so your catch-up T2 returns report correct gross commission and agent split deductions.
CRA charges a late-filing penalty of 5% plus 1% per month up to 12 months on each unfiled mortgage broker corporation T2 return — we apply for penalty relief under Taxpayer Relief provisions using Form RC4288 when rapid deal volume growth or administrative transitions caused the filing delay.
For mortgage agents who transitioned from sole proprietorship to a brokerage corporation mid-year without proper transition filings, we prepare both the final personal T2125 and the first corporate T2 as part of the catch-up process — ensuring CRA records reflect the correct entity for each period's commission income.
If CRA issued arbitrary assessments because your mortgage brokerage never filed, the estimated commission income is almost always inflated — we replace those numbers with actual lender commission statements, agent split records, and bank deposits, reducing the outstanding balance significantly.

GST/HST Filing for Mortgage Brokers & Brokerages

Mortgage brokerage commissions earned for arranging residential and commercial mortgages are HST-exempt financial services under Schedule V, Part VII of the Excise Tax Act — we ensure your mortgage broker GST/HST return correctly classifies all lender commission income as exempt supplies so CRA does not reassess your brokerage for uncollected HST on exempt revenue.
Because mortgage brokerage services are HST-exempt, your corporation cannot claim ITCs on expenses related to earning exempt commission income — we apportion shared expenses correctly on your GST/HST return so CRA does not reassess overclaimed ITCs on rent, software, and office costs that relate to exempt financial services.
Referral fees paid to real estate agents, financial planners, or other non-mortgage professionals for client introductions may be taxable supplies even though your commission income is exempt — we review each referral arrangement and code the HST treatment correctly on your mortgage brokerage GST/HST return.
If your mortgage brokerage earns taxable income from side activities — consulting fees, training workshops, or property management — alongside exempt commission revenue, we separate the taxable and exempt streams on your GST/HST return and claim ITCs only on the portion attributable to taxable supplies.
We monitor your mortgage brokerage's taxable side-activity revenue against the $30,000 HST registration threshold — if non-exempt income from consulting or training exceeds this limit in any rolling four quarters, we handle registration before CRA retroactively assesses uncollected HST on those taxable services.

Corporate Tax Cleanup for Mortgage Brokers & Brokerages

We correct commission revenue errors where your previous accountant reported lender payouts on a cash basis instead of matching commission income to funded deal dates — filing amended mortgage brokerage T2 returns so revenue is recognized in the fiscal year the mortgage funded, not when the lender's cheque arrived weeks later.
We fix clawback accounting errors where your previous accountant failed to record clawback provisions as liabilities and instead deducted the full clawback as an expense in the year the lender recovered the commission — proper accrual treatment on amended T2 returns prevents CRA from questioning the timing of revenue reversals.
We rebuild your mortgage brokerage corporation retained earnings schedule from inception by reconciling every prior-year T2 return, dividends declared, and shareholder loan transactions — eliminating balance sheet discrepancies that CRA, FSRA, and potential brokerage acquirers flag during corporate reviews.
We reclassify sub-agent commission payments that were incorrectly processed through payroll on past T4 slips, filing amended T4 summaries and issuing corrected T4A slips to avoid CRA reassessing your mortgage brokerage for employer CPP and EI on those independent mortgage agents.
We correct shareholder loan balances where the mortgage brokerage owner withdrew commission deposits for personal use without recording them as salary, dividends, or shareholder loans, applying ITA section 15(2) rules to determine the correct tax treatment before CRA reassesses your brokerage corporation for shareholder benefit income.

CRA Audit Resolution for Mortgage Brokers & Brokerages

CRA frequently audits mortgage brokerages on unreported commission income — we reconcile every bank deposit against lender commission statements, volume bonus payouts, and trailer fee records during a CRA audit to prove all mortgage brokerage revenue was reported on your corporation's T2 return and matches lender-issued T4A amounts.
CRA auditors challenge sub-agent classification in mortgage brokerages — we defend your T4A independent contractor treatment for mortgage agents using written agent agreements, FSRA licence documentation, and control-test evidence showing each agent operates independently with their own client book and sets their own hours.
We defend home office deductions for independent mortgage brokers during a CRA audit by presenting your dedicated workspace square footage calculation, lease or mortgage documents, and utility bills — CRA denies the entire home office deduction under ITA section 18(12) when no contemporaneous records support the business-use percentage.
We reconcile the HST-exempt classification of your mortgage brokerage commission income during a CRA GST/HST audit by presenting lender agreements, funded deal records, and Schedule V Part VII documentation to prove all commission income qualifies as an exempt financial service and no HST should have been collected.
If CRA reassesses your mortgage brokerage corporation after an audit, we file a Notice of Objection using Form T400A within 90 days and prepare a technical position paper citing ITA sections and Excise Tax Act provisions that support your mortgage broker deductions and HST-exempt treatment, preventing the reassessed amount from becoming final.

CPA Compilation Report (Notice to Reader) for Mortgage Brokers & Brokerages

We prepare CSRS 4200 compilation engagement financial statements for your mortgage brokerage corporation that banks, lenders, and FSRA require — a CPA-compiled Notice to Reader carries more weight than internally prepared statements and is often mandatory for brokerage licence renewals, business credit applications, and lender approval as an approved brokerage.
Your mortgage brokerage Notice to Reader includes a compiled balance sheet showing commission receivables from lenders, clawback provision liabilities, office equipment at net book value, shareholder loan balances, and retained earnings — giving lenders and FSRA an accurate snapshot of your brokerage's financial position prepared by a licensed CPA.
We compile your mortgage brokerage income statement with upfront commission revenue, trailer fees, volume bonuses, referral income, agent commission split expenses, and FSRA regulatory costs classified under the correct GIFI codes so the Notice to Reader financial statements match your T2 return exactly and satisfy lender or FSRA requirements.
We prepare the CPA compilation report with the required CSRS 4200 communication disclosing that no audit or review has been performed, along with notes to the financial statements covering commission revenue recognition on funded deal date, clawback liability accrual policy, related-party transactions, and shareholder loan terms — the standard disclosures lenders and FSRA expect on a mortgage brokerage Notice to Reader.
We deliver your mortgage brokerage Notice to Reader within 30 days of receiving your year-end trial balance — many mortgage brokers lose lender approval status or fail FSRA compliance reviews because their previous accountant did not produce CPA-compiled financial statements on time for the lender's or regulator's annual review deadline.

Incorporation Services for Mortgage Brokers & Brokerages

We incorporate your mortgage brokerage as an Ontario corporation, register your CRA business number, and open corporate tax, GST/HST (if applicable for taxable side activities), and payroll accounts — all completed so your brokerage can receive lender commissions, pay agents, and operate under FSRA through the corporation from day one.
We advise mortgage brokers on the right share structure at incorporation — common shares for the principal broker, non-voting shares for family members — so your brokerage corporation is set up for income splitting and future business sale planning without a costly reorganization later, and each family member can access the $1.25M+ Lifetime Capital Gains Exemption.
We set up your newly incorporated mortgage brokerage's chart of accounts with separate revenue categories for upfront lender commissions, trailer fees, volume bonuses, and referral income, plus separate expense categories for agent splits, clawback provisions, and FSRA fees — ensuring your bookkeeping structure matches mortgage brokerage operations from the first funded deal.
We help growing mortgage brokerages incorporate a separate holding company to receive intercorporate dividends tax-free under ITA section 112(1), separating accumulated commission profits and investment assets from the operating brokerage's E&O liability, FSRA compliance obligations, and potential lender clawback claims.
We prepare your mortgage brokerage corporation's first-year corporate minute book with articles of incorporation, director resolutions, and share certificates — FSRA, lenders, banks, and CRA require these documents for brokerage licence applications, lender approval submissions, business bank account setup, and your first T2 filing.

Free Resource: 50 Deductible Expenses for Mortgage Brokers

Comprehensive checklist of tax-deductible costs unique to Mortgage Brokers. PDF delivered instantly.

Free CPA Consultation for Mortgage Brokers

OUR SIMPLE PROCESS

Streamlined Accounting Process for Mortgage Brokers

We make managing your finances simple and stress-free. Our transparent process keeps you informed and investor-ready at every stage.

Here’s a simplified process approach:

Step 1

Initial Consultation

We assess your commission structure, financial tools, and compliance needs.

Step 2

Customized Plan

We design accounting workflows—from bookkeeping and commission tracking to reporting and tax planning.

Step 3

Execution & Reporting

We integrate systems, deliver clean reporting, and ensure ongoing bookkeeping accuracy.

Step 4

Continued Partnership

Stay compliant, adjust to industry changes, and receive strategic financial guidance as your business evolves.

Want your commissions, books, and taxes under control?

Transparent Pricing

Clear Pricing for Mortgage Professionals

We believe in clear, upfront pricing so you know exactly what to expect.

- Tax Preparation (Corporation): From $400
- Tax Return Filing (Corporation): From $400
- Tax Compliance Audit – FREE CRA audit support for our clients
- Tax Strategy: FREE for our clients
- Accounting Base Plan – From $100 / month
- Bookkeeping Management (Free for our Accounting clients)
- Financial Reporting (Free for our Accounting clients)
- Business Formation: Flat $35
- Incorporation Process: Flat $35
- Entity Setup Assistance: Flat $35
- Full-Service Payroll: From $125 per month

Meet Your Lead Mortgage Broker Accountants

Sharad Gondaliya, CPA

Bio Principal 647-212-9559 sharad@gondaliyacpa.ca

Vandana Goel, CPA

Bio Accounting Specialist 647-250-0242 vandana@gondaliyacpa.ca

Google Reviews
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   Priyam Soni 
 67 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Old firm missed our bank deadline for Healthcare Clinics statements. Gondaliya CPA did CPA Compilation Report properly with updates all the way. Bookkeeping too. 6 years. So blessed we found them. I assure you this is a solid team, Gondaliya CPA is one of the best CPA in Canada. Very affordable fees.
  
 
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   Aman Bhanvadia 
 88 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Hey, my friend runs a business in the Retail & Wholesale industry n we've worked with Gondaliya CPA for 8 years now. We use their NTR Extended, Estate Tax Planning, n Bookkeeping services. One time there was a big deadline, so we called them late n they jumped on it right away. Based on our experience so far, Gondaliya CPA is one of the best CPA in Toronto. Very affordable fees. I recommend them to all corporations n owners looking for solid accounting help.
  
 
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   Richard Alex 
 88 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My relative has Specialty Retail store in Ontario. Needed CPA Compilation Report for renewal. Team did step by step, also Corporate Tax Filing. 4 years now. I can say it clearly, Gondaliya CPA is one of the best Tax Accountant in Ontario.
  
 
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   TA_8_ CHAVDA NIRAV 
 88 days ago
 
 
 Trustindex verifies that the original source of the review is Google. One of my relative has a Dentists Professional Corporation in Ontario. Was worried about lender deadline. Gondaliya CPA did CPA Compilation Report, Corporate Tax Planning n Bookkeeping without any delay. Based on our experience so far, Gondaliya CPA is one of the best Tax Accountant in Ontario. Very Reasonably priced.
  
 
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   Dhruv Patel 
 88 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Our Law Firms practice in GTA went for CPA Compilation Report n it felt planned. Every step explained. Also Corporate Tax Planning. 2 years now. I can say Gondaliya CPA is one of the best CPA in GTA.
  
 
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   Devansh Patel 
 89 days ago
 
 
 Trustindex verifies that the original source of the review is Google. small details were handled properly which made a difference. nothing felt ignored.
  
 
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   Parth 
 89 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Trust and Estate Tax Returns was handled with attention. nothing felt rushed. everything stayed organized. it worked out well.
  
 
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   Nikhil Basita 
 94 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Corporate Tax Filing for our Construction & Contractors company in Ontario was straight to point. Also Bookkeeping. 3 years client. Based on our experience, Gondaliya CPA is one of the best Tax Accountant in Ontario. Very affordable fees. Recommend to all corporations.
  
 
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   dhrumil patel 
 94 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Old accountant was slow n hard to reach. My friend told me about them. Corporate Tax Filing for our Shopify Sellers business in GTA was clear n filed on time. Also Bookkeeping n Corporate Tax Planning. 4 years now, so glad. I experienced the difference after switching, Gondaliya CPA is one of the best CPA in GTA.
  
 
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   Meet Desai 
 97 days ago
 
 
 Trustindex verifies that the original source of the review is Google. didn’t feel like i had to follow up constantly. things were already moving. that made things easier for me. everything stayed on track. good overall.
  
 
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   Rutu Macwan 
 97 days ago
 
 
 Trustindex verifies that the original source of the review is Google. got my Corporate Tax Filing done here and it just felt properly handled
  
 
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   Pritu Patel 
 98 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Records were messy for my friend's Hotels & Motels business in GTA. Gondaliya CPA cleaned up n still gave CPA Compilation Report on time. 5 years. I assure you, they really know their work, Gondaliya CPA is one of the best CPA in GTA.
  
 
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   Priyanshi Patni 
 98 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My friend runs a Restaurants group in GTA and needed CPA Compilation Report for the bank. Been with Gondaliya CPA 5 years now. They also sorted Bookkeeping n Corporate Tax Filing same time. I experienced how they work, Gondaliya CPA is one of the best CPA in GTA. Very affordable fees. Recommend to all corporations.
  
 
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   Alvina Khan 
 100 days ago
 
 
 Trustindex verifies that the original source of the review is Google. i decided to try Corporate Tax Planning here just to get some clarity. they explained things in a way that made actual sense to me. it felt more useful than i expected.
  
 
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   Sheetal Sanandiya 
 102 days ago
 
 
 Trustindex verifies that the original source of the review is Google. using Bookkeeping here felt manageable from the start. they kept things structured and simple. didn’t feel overwhelming at any point. it worked out nicely.
  
 
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   Akshay Thakkar 
 102 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Corporate Tax Filing here was done in a straightforward way. they kept everything clear. nothing felt pending. things were completed on time. overall it was a good experience.
  
 
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   Dev Patel 
 102 days ago
 
 
 Trustindex verifies that the original source of the review is Google. i had to get Resident Director (Nominee Director) sorted and didn’t know much about it. they explained how it works without making it sound heavy. everything felt manageable. i didn’t feel confused after.
  
 
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   Parth Prajapati 
 103 days ago
 
 
 Trustindex verifies that the original source of the review is Google. communication stayed consistent throughout the process. i didn’t feel like i had to keep following up. updates were shared when needed. it made things smoother for me.
  
 
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   Monarch Jadav 
 103 days ago
 
 
 Trustindex verifies that the original source of the review is Google. small details were handled properly without being ignored. they paid attention to things that usually get missed. everything felt complete. that made a difference.
  
 
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   dhara patel 
 104 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Bookkeeping used to be something i ignored completely. now at least it doesn’t feel like a headache every time i look at it.
  
 
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   Sanket Patel 
 108 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Corporate Tax Filing stayed simple and clear. they didn’t overcomplicate anything. everything was explained properly. i liked that approach.
  
 
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   Anuj Arora 
 108 days ago
 
 
 Trustindex verifies that the original source of the review is Google. US Business Tax Filing was managed step by step. nothing felt confusing or rushed. everything stayed on track.
  
 
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   Prasanna Patel 
 108 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Bookkeeping service helped bring proper structure to my records. things started making more sense than before. they didn’t overload me with too much information. everything stayed organized. i’m satisfied with how things turned out.
  
 
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   kanan solanki 
 112 days ago
 
 
 Trustindex verifies that the original source of the review is Google. CRA Objections & Appeals (Corporations) was handled efficiently. they knew how to proceed. things moved without delays. it felt reliable.
  
 
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   MEET RAMOLIYA 
 137 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My friend’s business in the Retail industry used Gondaliya CPA for Bookkeeping, Corporate Tax Filing, n Estate Tax Planning for 6 years. I experienced the difference after switching, Gondaliya CPA is one of the best CPA in Toronto. Very affordable fees, super reliable, always on time.
  
 
     Posted on Google  
   
   Jaggu Ji 
 137 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Resident Director thing didn’t feel complicated here. they explained it like normal conversation.
  
 
     Posted on Google  
   
   AMIT PATEL 
 139 days ago
 
 
 Trustindex verifies that the original source of the review is Google. things were explained clearly without using complicated terms. i could understand everything easily.
  
 
     Posted on Google  
   
   Yash Patel 
 141 days ago
 
 
 Trustindex verifies that the original source of the review is Google. updates were given at the right time which helped a lot. i didn’t feel unsure about what was happening.
  
 
     Posted on Google  
   
   Rujwala Katakam 
 141 days ago
 
 
 Trustindex verifies that the original source of the review is Google. SR&ED Tax Credit Claims was handled properly. they didn’t rush the explanation. everything was explained clearly. i felt more confident after that.
  
 
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   Anjes Benny 
 147 days ago
 
 
 Trustindex verifies that the original source of the review is Google. i had to deal with US Business Tax Filing and honestly wasn’t sure how it would go. they handled things step by step without making it feel complicated. communication stayed steady throughout the process. everything was completed in a proper way at the end.
  
 
     Posted on Google  
   
   Nisarg Patel 
 158 days ago
 
 
 Trustindex verifies that the original source of the review is Google. one thing i noticed is they don’t ignore small details. even tiny things were taken care of properly.
  
 
     Posted on Google  
   
   Sheetal solanki 
 160 days ago
 
 
 Trustindex verifies that the original source of the review is Google. updates were given in a clear way so i didn’t have to keep wondering. communication stayed consistent throughout.
  
 
     Posted on Google  
   
   Vishwa Malani 
 162 days ago
 
 
 Trustindex verifies that the original source of the review is Google. overall it didn’t feel like a stressful experience. which is rare for this type of work.
  
 
     Posted on Google  
   
   Manushi Joshi 
 162 days ago
 
 
 Trustindex verifies that the original source of the review is Google. went in through a referral and yeah it worked out well. nothing felt off during the process.
  
 
     Posted on Google  
   
   patel bansi 
 194 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Bookkeeping used to feel like a pile of confusion. now it’s at least something i can look at without avoiding it. that’s already a win for me.
  
 
     Posted on Google  
   
   Jashanpreet Kaur 
 219 days ago
 
 
 Trustindex verifies that the original source of the review is Google. we are very thankful of sharad and his team for helping us in trust & estate Tax Returns . We can say Gondaliya CPA is one of the best CPA in Windsor. Highly recommended!!!
  
 
     Posted on Google  
   
   Melroy Monserrate 
 221 days ago
 
 
 Trustindex verifies that the original source of the review is Google. In hamilton i can say gondaliya CPA is one of the best firm . my father is running a transport business and he need someone who help him about bookkeeping in his business nd where my one of my friend suggest me about gondaliya cpa and we met with Sharad who explained everything very calmly and gave us great ideas which reduce all stress. Since then my father is very happy with their services and reliable fee prices
  
 
     Posted on Google  
   
   Harsh Rao 
 221 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We have a business of pharmacies in Oshawa and I am using Gondaliya CPA from last 5 years . they are very good in communication and answer all the questions . They are very quick in their work and keep transparancy in the work. I recommend them for everyone who need help in filling tax in Oshawa
  
 
     Posted on Google  
   
   hiren modi 
 367 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Gondalia CPA is a really genuine and highly recommendable CPA to tax your file especially if you are in GTA or nearby area in Ontario. I filed my last year's tax with them for the very first time and they provided very satisfactory service with maximum possible refund amount.
  
 
     Posted on Google  
   
   Ramesh Dhola 
 383 days ago
 
 
 Trustindex verifies that the original source of the review is Google. A good experience, always making communication clear and straightforward. The pricing is economical, and I’d recommend them to anyone looking for accounting companies in town.
  
 
     Posted on Google  
   
   Alice Macwan 
 421 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Great service. I got my taxes filed with them this year for the first time and everything went smoothly with professional service. I will surely recommend them.
  
 
     Posted on Google  
   
   Parth Kaswala 
 459 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I had an excellent experience with Gondaliya CPA for my tax filing. The team is highly professional, knowledgeable, and efficient. They explained everything clearly, answered all my questions, and made sure my return was filed accurately and on time.

Their personalized approach and attention to detail gave me full confidence that my finances were in good hands. I truly appreciate their honest advice and fast service. Highly recommended for anyone looking for reliable CPA services!
  
 
     Posted on Google  
   
   akash jogi 
 470 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Straight, honest and very approachable firmto file taxes with highly recommend
  
 
     Posted on Google  
   
   Dipak Sharma 
 474 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I am totally satisfied with the service they provided.
  
 
     Posted on Google  
   
   Bhupendra Modi 
 694 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
  
 
     Posted on Google  
   
   Suraj Vaghasiya 
 697 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Their expertise in corporate tax in Canada is unmatched. Hari Business Tax ensured I met all deadlines and maximized my deductions. Their personalized support is why I’ll keep coming back.
I will definitely recommend this place.

Mortgage broker accounting services help brokers manage finances, taxes, bookkeeping, and regulatory compliance.
Our corporate accountant ensures your mortgage brokerage operates efficiently and stays compliant.

Why do mortgage brokers need a specialized accountant?

Mortgage brokers earn commission-based income, manage licensing requirements, and handle frequent remittances. A mortgage broker accountant ensures your commissions are tracked correctly, expenses are optimized, and your business stays fully compliant with CRA and licensing rules.

How do you handle mortgage broker tax compliance?

We take care of all tax obligations, including GST/HST filings, income tax planning, and provincial licensing requirements, ensuring you stay audit-ready and penalty-free.

Do you provide bookkeeping services for mortgage brokers?

Yes. We track commissions, expenses, client payments, and generate detailed financial reports.
Our corporate accountant keeps your books accurate and organized, allowing you to focus on growing your brokerage.

Can you assist with tax planning and filing for mortgage brokers?

Absolutely. We prepare and file taxes, identify deductions, and provide strategies to minimize liabilities.
Our corporate accountant ensures mortgage brokers stay compliant with CRA regulations while optimizing their tax position.

Do you provide payroll services for mortgage broker firms?

Yes. We manage payroll, statutory deductions, and reporting for any employees you may have.
Our corporate accountant ensures payroll is accurate and compliant, saving time and avoiding penalties.

Will I have direct access to the CFO to discuss my business goals?

Yes, absolutely. You’ll have direct access to your CFO to discuss your financial objectives and ask questions. Our team prioritizes transparency and communication, ensuring you’re fully informed and involved in your financial planning and strategy.

Are your accounting services affordable for independent brokers?

Yes. We offer affordable accounting packages for mortgage brokers, tailored to fit both solo brokers and larger brokerage firms, so you only pay for what you need.

Can you help new mortgage brokers get started?

Yes. We assist with accounting setup, bookkeeping, tax registration, and financial planning for new mortgage brokerages.
Our corporate accountant ensures your brokerage starts with accurate and compliant systems.

How do I get started with your mortgage broker accounting services?

It’s simple—book a free consultation. We’ll review your commission structure, financial needs, and compliance requirements, then create a custom accounting plan for your brokerage.