Top 7 Tax-Saving Strategies for Trust and Estate Tax Returns

Trust and Estate Tax Returns are essential for anyone dealing with T3 tax planning in 2026, and Gondaliya CPA offers clear guidance on the latest trust filing rules and estate tax strategies. Understanding final deceased and trust estate tax returns ensures effective tax optimization for estates and trusts in compliance with current regulations.

Trust and Estate Tax Returns: Gondaliya CPA’s Guide to 2026 T3 Tax Planning and Filing Rules

Filing Trust and Estate Tax Returns isn’t easy. The rules in Canada keep changing. This guide covers key points about T3 Tax Planning and smart Estate Tax Strategies. Filing your returns on time matters a lot. Getting help from a licensed CPA can keep you safe from mistakes. Plus, they help you make the most of your tax situation.

Here’s what you need to know:

• What T3 tax planning means.
• How estate taxes work.
• When to file to avoid penalties.
• Why a CPA’s guidance helps.

Summary

• Get basics of T3 Tax Planning right.
• Know about graduated rate estates and how they work.
• Find out why testamentary trusts can help reduce taxes.
• Use income-splitting to lower your overall tax bill.
• Take advantage of capital gains exemptions when possible.

Quick Comparison Table: Which Route Fits Your Situation?

Who This Service Is For / Not For

Good fit for:

• Incorporated SMBs that handle trusts or estates in Canada.
• Executors or trustees working with complicated estates.
• Business owners wanting smart estate and trust tax plans.

Not a good fit for:

• People who don’t know much about taxes and want to file on their own without help.

Disclaimer: This info is just for learning. It’s not tax or legal advice. Always talk to a licensed professional in Canada or Ontario when you need it.

What Is Trust and Estate Tax Returns (T3)?

Trust and Estate Tax Returns, or T3 returns, are forms you file for trusts and estates in Canada. They show the income a trust or estate earns during the year. This helps the Canada Revenue Agency (CRA) check that taxes are reported right. It also lets you plan your T3 taxes and think about estate tax strategies.

Trusts hold assets for people called beneficiaries. Reporting income correctly is key to paying the right taxes. Filing a T3 return splits income properly between the trust or estate and its beneficiaries. That way, you can reduce taxes legally under Canadian law.

What a T3 Return Covers:

• Income made inside the trust or estate.
• Capital gains from selling trust property.
• Money given out to beneficiaries.

It does not cover personal income of beneficiaries outside what they get from the trust. Corporate taxes unrelated to trusts aren’t included either.

Knowing these terms helps you understand who files T3 returns and how trusts fit in estate planning.

When You Need Trust and Estate Tax Returns (T3) in Canada

You must file a T3 return in some cases to follow CRA rules:

• Trust Income Reporting: If a trust earns income over certain limits, it must report it with Form T3.
• Capital Gains in Trust Taxation: When trust assets sell, any capital gains need reporting.
• Foreign Property Disclosure: If foreign property owned is worth more than set amounts, you must file Form T1135 with your return.
• Final Deceased Returns: Estates closing after death file final returns showing all taxable events.

Not filing on time can lead to fines, interest, or audits by CRA.

A licensed CPA firm guides trustees through these tricky rules. They help keep you on track with CRA while finding tax credits and deductions linked to estates.

Your Options: DIY vs CPA vs Non-CPA Provider

You have three main ways to handle Trust and Estate Tax Returns (T3): do it yourself (DIY), hire a licensed CPA firm like Gondaliya CPA, or use non-CPA providers like unlicensed preparers or online tools. Each choice has pros and cons about accuracy, risk, skill level, responsibility, and audit support.

DIY Risks

Doing it alone means missing fine details. Trust rules can get tricky—things like splitting income right or disclosing foreign assets matter. Mistakes here can cause big costs later from CRA reassessments because rules change often.

CPA Firm Expertise

Licensed CPAs know Canadian laws on estates well. They use smart strategies—like spreading losses over years—to cut your tax bill legally. CPAs offer advice on estate tax strategies while making sure you meet T3 compliance. Plus, they stand by you if CRA audits happen—a big safety net many forget when picking cheaper options.

Non‑CPA Providers Limitations

Some non-CPAs offer cheaper services for simple cases only. But they lack formal licensing and might miss chances for tax optimization you get with pros. Their help stops short of full liability protection clients get with CPAs.

Choosing pro help trades fees for peace of mind—especially with frequent rule changes affecting trust administration tips today in Canada.

Trust and estate tax returns can feel tricky. At Gondaliya CPA, we keep it simple. Our process helps you follow rules and save on taxes. We focus on your trust’s needs using T3 tax planning and estate tax strategies. Here’s how we do it, step by step.

Step-by-Step Workflow

Initial Intake & Consultation

We start by learning about your trust or estate. This means gathering info about the type of trust, who benefits, income sources, and past filings. We talk about your goals for T3 tax planning. We also spot ways to reduce estate taxes.

• Talk about trust income and how you want it shared.
• Note important deadlines from CRA.
• List what papers you’ll need to send us.

Document and Data Collection

Getting the right documents matters a lot. You’ll share things like financial statements, bank records, investments, previous T3 returns if any, plus legal stuff like wills or trust deeds.

• Gather all income details including capital gains.
• Check beneficiary info carefully for correct shares.
• Keep paperwork neat to make prep faster.

Trust Income Analysis & Calculation

Next, we look at all income inside the trust or estate. We figure out taxable amounts and apply credits or deductions that save you money under Canadian tax rules.

• Check interest, dividends, and rental income one by one.
• Use loss carry-forwards if they apply.
• Plan who gets what so taxes stay low for everyone.

Draft Preparation & Review

We put together a draft T3 return with all numbers and schedules following CRA forms. Then we check our work before sending it to you for review.

• Make sure forms are filled correctly.
• Point out anything unusual that needs explanation.
• Quickly add your feedback before finalizing.

Final Filing & Submission to CRA

After you approve the draft, we file your T3 return online through official channels. This ensures your filing happens on time for Canada and Ontario rules.

• Confirm CRA received your return.
• Send you copies with proof of filing.

CRA Follow-Up and Representation

If CRA asks questions or audits your trust’s return:

• We speak directly with CRA agents for you.
• Handle their requests fast to avoid delays.
• Suggest next steps if reviews find issues.

Ongoing Support and Planning

Trust management doesn’t end after filing:

• We watch changes in tax laws that affect estates.
• Adjust plans yearly based on new info.
• Help with tough topics like passing assets between generations or new investments using estate tax strategies.

Typical Engagement Timeline (Illustrative)

What We Need From You (Checklist Preview)

To get started quickly on Trust and Estate Tax Returns:

• Financial statements showing all trust/estate incomes
• Bank summaries with deposits and withdrawals
• Previous T3 returns if any
• Legal papers like wills or trusts
• Beneficiary info including SINs and addresses
• Proof of expenses or losses to claim

Giving these upfront avoids slowdowns later.

Deliverables + What You Get

Main Deliverables

Additional Notes

Supporting long-term strategy — After filing review

If you want more detailed advice about estate tax strategies, we can do special sessions too.

Pricing: What Affects the Cost of TrustandEstateTaxReturns (Canada)

The price for preparing Trust And Estate Tax Returns depends on a few things:

Pricing Drivers

• Volume & Complexity: More assets mean more work. Keep records tidy to help costs stay down. Ask about experience with complex trusts.
• Number Of Entities: Multiple trusts need separate filings. Try combining if possible. Tell us how many entities upfront.
• Data Quality/Cleanup: Messy or missing records take longer to fix. Organized books save time. Request sample work if unsure.
• Integration Needs: Connecting accounting software can change workflow speed. Give access early. Check what platforms we support.
• Advisory Depth: More detailed strategy advice costs more. Be clear about what you want included in planning help.
• Filing Deadlines: Last-minute jobs often cost extra. Plan ahead to avoid rush fees.

Knowing these factors helps avoid surprises later.

Risks, CRA Compliance, and Common Mistakes

Good T3 Tax Planning, Trust Estate Tax Returns, and Tax Optimization means avoiding some common errors that cost time and money.

Here’s what can go wrong — and how we stop it:

Risks & Controls

Avoiding these mistakes keeps you clear with the law and saves money where allowed.

Pricing: What Affects the Cost of Trust and Estate Tax Returns (Canada)

Knowing what changes the price of trust and estate tax returns can help you plan better. The cost depends on how complex the trust is and how many transactions it has. Using smart estate tax strategies might raise fees but save money later. If you understand what drives prices, you can plan your budget well and stay on track.

Key Drivers That Affect Pricing

Here are some things that change how much you pay for Trust and Estate Tax Returns:

• Complexity of Trust Structure: If a trust has many beneficiaries or layers, it takes more work.
• Volume of Transactions: Lots of transactions mean more time spent checking records.
• Quality of Records: Messy or missing financial papers add to the cost.
• Tax Optimization Strategies: Smart estate tax plans may cost extra but help save taxes over time.
• Number of Entities Involved: Handling many trusts or estates takes more coordination.
• Filing Deadlines & Urgency: If you rush, expect to pay more due to priority handling.

How to Keep Costs Efficient

To avoid paying too much, try these tips:

• Keep your financial papers neat all year long.
• Get help early for T3 tax planning and estate strategies.
• Combine trusts when possible to cut down on paperwork.
• Plan income distributions carefully inside trusts to lower taxes.

Working with a CPA who knows Canadian trust taxes helps you get clear advice. This keeps things thorough without costing extra.

Questions to Ask When Choosing a Firm

When picking someone to prepare your Trust and Estate Tax Returns, ask:

These questions help find firms like Gondaliya CPA who mix good rates with expert T3 service.

Risks, CRA Compliance, and Common Mistakes

Trustees face risks if they file late or make mistakes on T3 returns. CRA rules are strict about deadlines and accuracy.

Late or Non-Filing Penalties

If you miss filing on time, CRA hits you with penalties based on unpaid tax plus interest from when the return was due.

Problems include:

• Money fines that grow over time
• Higher chance of audits
• Delays in giving money to beneficiaries

A licensed CPA lowers these risks by making sure filings are timely and checked carefully under CRA rules.

Who Is Affected?

If trustees mess up deadlines or details, beneficiaries suffer. They may get their money late or face extra tax problems.

Checklist: What To Prepare Before You Start Your Trust Return Filing

Getting ready helps finish your T3 return right the first time and cuts costly fixes later.

Getting these ready speeds up teamwork between clients and accountants during filing.

Tables Summary

Pricing Drivers Table

Driver                     │ What Increases Cost                 │ How To Keep It Efficient              │ Questions To Ask A Firm              │ Notes
---------------------------│-------------------------------------│-------------------------------------│-------------------------------------│------
Trust Complexity           │ Many beneficiaries/trust layers   │ Simplify structures when possible │ Ask about experience handling trusts│                      

Transaction Volume         │ Lots of transactions               │ Keep bookkeeping current          │ Confirm tools used                  │                      

Record Quality             │ Messy or incomplete data           │ Stay organized                    │                                     │                      

Tax Optimization Advisory  │ Advanced planning costs more       │ Engage early                       │                                     │                      

Multiple Entities          │ Several trusts/estates             │ Combine entities if possible        │                                     │                      

Urgency/Rush Filings       │ Tight deadlines                   │ File early                          │                                     │                      

Risk & Compliance Table

Risk Area                             
Late/non-filing penalties           
What Happens If Missed        Penalities; audits; payout delays          
CPA Mitigation/Control        CPA guidance ensures timely + accurate filing         
Who Is Affected              Trustees/executors; beneficiaries         
CRA Source                  Canada Revenue Agency rules         

Checklist Table

Item                                    Why Needed                                  Where To Find                   Common Mistakes                         CPA Tip                             
---                                     ---                                     ---                             ---                                 ---                                
Trust deed documents                    Defines legal setup                 Trustee/executor files          Missing changes cause errors            Keep versions tidy                  
Beneficiary information                 Needed for payout accuracy          Client records                  Omitting updates                        Update info fast                   
Financial statements                   Calculates taxable income           Bank/credit statements          Unbalanced figures                      Reconcile before filing           

Industry Spotlights — How Trust and Estate Tax Returns (T3) Shows Up in Real Businesses

Trust and estate tax returns, T3 tax planning, estate tax strategies, and tax optimization matter a lot in many industries. Each business faces different challenges with trusts and taxes. Knowing these details helps incorporated SMBs follow rules and save money on taxes.

Medical Doctors & Physician Professional Corporations

Doctors often use trusts to split income or plan who takes over their practice. Trusts can hold shares for family or future owners.

• Trust and estate tax returns handle ownership changes.
• T3 tax planning lowers taxes on trust income.
• Estate tax strategies help move the practice without extra taxes.
• Incorporated SMBs follow OHIP and RCPSC rules using these plans.

Dentists & Dental Practices

Dentists usually incorporate to protect themselves from risks. Trusts become part of how they manage money.

• Filing trust returns is needed when practice assets go through estates.
• T3 tax planning cuts taxable trust income.
• Estate plans stop big probate fees during succession.
• Incorporated SMB dentists keep wealth under RCDSO rules.

Daycare, Childcare, and CWELCC Services

Childcare businesses often get government help like CWELCC. Trusts may spread funds to family helping run the business.

• Trust returns are key if childcare owners set up testamentary trusts.
• Smart T3 filing balances benefits paid to parents or caregivers with taxable income holders.

Real Estate Investors & Landlords

Real estate investors hold properties in trusts or deal with estates after a shareholder dies.

Trust filings ease property transfers and avoid big taxes. Trustees need expert help with Canadian real property rules from CRA.

Property Developers & Builders

Developers handle land titles through trusts during projects.

• Manage capital gains from moving properties between related companies
• Time sales properly for tax reasons

These need careful accounting in incorporated SMB setups focused on building cycles.

Construction Companies & General Contractors

Construction firms that are incorporated SMBs use family trusts to share profits flexibly with partners or heirs.

• File T3 forms on time showing allocated incomes
• Use allocation methods that meet CRA’s fairness tests

This keeps cash flowing while staying legal during busy jobs.

Technology Startups & SaaS Companies

Startups save taxes by using discretionary trusts that keep earnings until they reinvest them.

• T3 tax planning helps delay founders’ personal taxes
• Income splitting across beneficiaries lowers group tax rates

These help tech companies manage money before scaling up fast.

E-commerce & Online Retailers

Online sellers use tax optimization by putting earnings into inter-vivos or testamentary trusts. This spreads profits across family in different provinces when needed.

• Smooth seasonal income swings
• Cut marginal rates by smartly allocating passive income

Trust and estate returns reflect these details correctly as CRA requires.

Restaurants + Food & Beverage Businesses

Restaurants have small profits but still use tax optimization through family discretionary trusts for profit sharing.

• Balancing dividends vs salary payments carefully
• Filing compliant annual T3 returns covering both active business money and passive investments

Transportation & Logistics Companies

Transport firms have costly assets that lose value over time, affecting taxable income reported by estates or trusts after an owner dies.

Estate tax strategies focus on:

• Cutting capital gains at death by careful beneficiary choices
• Balancing payouts to run the business vs saving wealth for heirs

Tax optimization here needs good knowledge about fleet financing and trust management.

Across these businesses, managing trust filings cuts risks tied to ownership changes. It also supports estate tax strategies fit for Canadian incorporated companies.

One Realistic Numeric Example: Applying Trust And Estate Tax Planning For A Toronto-Based Small Business Owner

A Toronto tech startup owner runs a corporation making $1 million a year with three full-time staff paid monthly. The owner passed away recently. Part of the shares sits in a testamentary trust from their will.

Assumptions (Example)

The company uses QuickBooks online linked loosely with Wagepoint payroll but lacks complete receipts due to COVID interruptions.

Work Done By Gondaliya CPA

Next Steps Here:

• Collect bank statements and unpaid invoices before work starts
• Finish missing reconciliations ideally one month ahead for faster processing
• Share wills/trust deeds tied to shareholdings
• Talk about who should be beneficiaries to plan future payouts smartly
• Book a free call with Gondaliya CPA early before deadlines

This example shows how proper bookkeeping combined with expert advice helps with Canadian trust and estate taxation, T3 return prep, estate strategy, plus ongoing tax planning.

Next Steps With Gondaliya CPA For Your Trust And Estate Tax Return Needs

If you’re doing your first or another trust and estate return, try to start early—especially if you have complex ownership like many Canadian SMBs do.

Gondaliya CPA offers tailored advice on estate tax strategies mixed with smart tax planning. They get industry specifics whether you’re a medical practice under OHIP or an e-commerce site across provinces.

To talk about your case privately:
Phone: 647‑212‑9559
Email: info@gondaliyacpa.ca

They give clear advice based on Canada Revenue Agency rules—helping you avoid errors while making the most of legal options available.

How to Choose the Right CPA Firm in Toronto/Ontario for Trust and Estate Tax Returns

Picking the right CPA firm matters a lot when dealing with trust and estate tax returns. The right team can help with T3 tax planning, smart estate tax strategies, and keeping your taxes optimized. This guide will show you how to judge firms based on how complex your needs are, their skills, and the quality of their work.

Your Situation: Assessing Your Needs for Estate Tax Strategies and Trust Returns

Your personal situation shapes what kind of help you need:

• Simple trusts or estates with easy income might only want basic tax filing help.
• Estates that are complex, with many beneficiaries or assets, need solid estate tax strategies.
• If your business is an incorporated SMB, you may face special rules needing focused T3 tax planning.
• Expecting a CRA audit or review? Then getting expert advice helps cut down risks.

Knowing your situation first helps you pick services that fit well and keep your taxes low.

Complexity Score: Evaluating Tax Optimization Needs in T3 Planning

Higher scores mean you need a firm that knows Canadian trust laws inside out. They must handle CRA rules well and have good estate tax strategies.

Recommended Option: Why Gondaliya CPA Excels at Trust and Estate Tax Returns

If you run a business in Toronto or Ontario and need solid help with trust and estate tax returns plus smart T3 planning:

• Gondaliya CPA focuses on incorporated SMBs like yours.
• They handle complex estates well, making sure you use all available credits.
• Their pricing is clear — no surprises later.
• They have a strong record working across many industries, so they deliver returns that meet CRA rules.

Hiring a licensed Ontario CPA like Gondaliya CPA lowers risk. Plus, they help you get the best from your estate tax situation.

Why Professional Guidance Matters for Effective T3 Tax Planning & Estate Strategies

Trustees and executors get real value from pro advice because:

• Good distribution planning cuts down total taxable income inside trusts or estates.
• Smart use of deductions helps avoid missing chances hidden in complicated laws.
• Experts catch errors early that could cause expensive CRA audits or penalties.

Tax optimization means staying on top of changing trust rules. That’s what experienced CPAs provide every day.

Next Step: Engaging Gondaliya CPA for Your Trust Filing Needs

To move ahead with confidence:

1. Look at your trust setup compared to the complexity levels above.
2. Gather your documents using our checklist (ask us if you want one).
3. Call Gondaliya CPA at 647‑212‑9559 or email info@gondaliyacpa.ca to book a free consult about your Trust and Estate Tax Returns needs.

Starting early helps build good strategies before deadlines come up.

Questions to Ask During a Free Consultation About T3 Tax Planning With Gondaliya CPA

When talking to any CPA about trust filings, try these questions:

1. What experience do you have with Canadian trusts like mine?
2. How do you keep up-to-date on changes in T3 filing rules?
3. Can you explain how you save taxes through distribution planning?
4. What do you do to avoid common mistakes that trigger CRA audits?
5. Do you offer fixed fees so I know costs before starting?
6. How fast do you reply when filing deadlines get busy?
7. What bookkeeping tools do you use to keep data accurate?
8. Are there special points if my business works in healthcare, real estate, or construction?
9. Will I get ongoing support if CRA has questions after filing?
10. Can I see references from clients with similar needs?

These help check if the firm fits both the technical side and service style needed for Trust and Estate Tax Returns.

Why Trust Gondaliya CPA?

Gondaliya CPA is a licensed Ontario Chartered Professional Accountant firm focusing on incorporated small-to-medium businesses across Canada. They know trusts well and prepare annual returns (T3) carefully.

Why clients trust them:

• They follow CPA Ontario rules for accuracy, privacy, professionalism, transparency, plus ongoing education on trust/estate taxes.
• Their focus on corporate clients means they grasp challenges trustees/executors face with complex estates.
• Clear flat fees avoid surprise bills when handling complicated finances.
• Over 500 five-star Google reviews show clients appreciate quick replies and useful solutions.
• They use tools like QuickBooks, Xero, Wagepoint smoothly so data stays clean without burdening clients.
• Lead pros Sharadkumar (Sharad) Gondaliya and Vandana Goel bring years of combined experience within Canadian law.

Their editorial policy ensures content uses trusted Canadian sources including CRA rules checked by licensed CPAs before publishing—and updates often due to changing laws affecting trusts/estates taxation.

Disclaimers

This info is educational only—not legal or financial advice—and shouldn’t replace talking to qualified pros who know your local laws in Canada/Ontario where rules shift often.

Tax laws change regularly; always verify details via official places like the Canada Revenue Agency site—or ask trusted advisors before acting.

No promises exist here about refunds or savings because this content just informs under compliance rules.

Decision Matrix Table: Which Option Is Best For You?

Start by contacting an Ontario licensed accountant familiar with local Trust and Estate Tax Returns laws plus T3 form filing when deciding what’s right for your needs.

FAQs on Trust and Estate Tax Returns & T3 Tax Planning

What are the trustee obligations and responsibilities in T3 tax filing?
Trustees must file accurate T3 returns on time. They ensure correct income reporting, maintain records, and communicate with beneficiaries.

How does timely T3 filing avoid penalties?
Filing before deadlines prevents CRA fines and interest charges. Timely submission reduces audit risks.

What is included in trust income tax planning?
Planning covers income distribution, capital gains exemption use, loss carry-forwards, and tax deferral elections like Form T2223.

When is completion of Form T1135 required?
If foreign property held exceeds CRA thresholds, trustees must file Form T1135 for foreign income verification and reporting.

How do audit risk mitigation strategies help trustees?
They involve thorough record-keeping, accurate beneficiary allocations, compliance checklists, and professional CPA guidance.

What common mistakes occur in trust tax filings?
Mistakes include missing deadlines, incorrect beneficiary info, lost deductions, incomplete forms, and failing to disclose foreign assets.

Why choose licensed CPA professional guidance for T3 returns?
CPAs ensure compliance with CRA rules, optimize tax savings, handle audits, and provide fiduciary support for trustees.

What executor duties relate to estates during tax return preparation?
Executors gather documents, file final deceased returns, communicate with CRA, and coordinate beneficiary allocations.

How do trust income distribution methods affect tax optimization?
Proper allocation among beneficiaries can lower overall taxes by using graduated rates and exemptions effectively.

Essential Points on Advanced Trust and Estate Tax Return Services

• Gondaliya CPA specializes in affordable trust tax return preparation tailored for incorporated SMBs across Canada.
• We manage multiple trusts or foreign property involved in estate plans efficiently.
• First-time trustees receive clear guidance on trustee obligations and responsibilities.
• We prepare trust deed amendments and beneficiary allocation schedules to ensure accuracy.
• Filing estate probate tax returns alongside personal tax returns (T1) for beneficiaries is handled seamlessly.
• We assist with tax deferral elections using Form T2223 to reduce immediate taxable amounts.
• Our team manages CRA requests for audits or additional reporting promptly to limit disruptions.
• Trust accounting systems integration supports smoother data flow and reliable filings.
• Customized intergenerational wealth transfer strategies focus on long-term estate succession planning reports.
• Pricing factors include number of beneficiaries and complexity of transactions for transparent quotes.
• Our audit preparation controls align with ministerial CRA guidelines to safeguard clients.
• We provide a comprehensive CRA compliance checklist to help trustees meet all filing requirements.
• Trust income distribution plans maximize estate tax credit benefits under Canadian law.

Quick Tips: Trustee & Executor Compliance Essentials

• Keep detailed records of all trust income sources and transactions daily.
• Update beneficiary information promptly for accurate payout schedules.
• File foreign property disclosures when thresholds exceed CRA limits yearly.
• Use licensed CPA guidance to avoid common mistakes triggering audits or penalties.
• Meet all filing deadlines strictly; late submissions increase compliance risk drastically.
• Review trust deeds regularly; amend them as necessary to reflect current circumstances accurately.
• Prepare for CRA correspondence by maintaining organized supporting documents accessible anytime.
• Employ estate tax strategies like capital gains exemptions carefully to optimize returns legally.

This focused content supports your main keywords while providing actionable insights for readers seeking expert help on trust and estate taxes from Gondaliya CPA.

Gondaliya CPA Team

Sharad Gondaliya is a CPA Canada & CPA USA with 14 Years+ experience of Accounting, Tax, Payroll of Corporate Small Businesses as Tax Accountant. He is fully certified CPA Ontario and CPA USA and is well known among corporate small businesses for tax planning, efficient tax solutions, and affordable CPA services. Sharad is the Principal (Director) of Gondaliya CPA – Affordable CPA Firm in Canada. Licenses: CPA Ontario: 61040184 | CPA USA (MT): PAC-CPAP-LIC-033176 | CPA USA (WA): 57629 | CPA Firm License: 61330051 View Full Author Bio