Tax Accountant for Insurance Brokers in Ontario and Across Canada
A brokerage runs on commission income that is HST-exempt, because arranging an insurance policy is a financial service under ETA section 123(1), so you do not charge HST on commissions and, as an exempt supplier, generally cannot recover the HST on your inputs. We keep that exempt-supply position clean, split out any taxable fee income, and set up your RIBO premium trust account so client premiums are booked as a liability owed to the insurer rather than revenue. We track your layered commissions, base, renewal, override and contingent profit-sharing, reserve chargebacks on lapsed policies, run T4 and T4A producer payroll, and plan the sale of your book of business so a gain can be sheltered under the $1.25M Lifetime Capital Gains Exemption. When it pays off, we handle the incorporation, the section 85 rollover and the $500,000 small business deduction. Flat-fee, no hourly billing, CPA Ontario, 1300+ five-star.
AFFORDABLE Insurance Broker Tax Accountant
An insurance brokerage earns most of its revenue from commissions that are HST-exempt, because arranging for the issuance of an insurance policy is a financial service under ETA section 123(1). Exempt status means you do not charge HST on those commissions and you generally cannot recover the HST you pay on your inputs as input tax credits, so charging HST in error or over-claiming credits are the two most costly and audit-attracting mistakes a brokerage makes. Add the RIBO rule that client premiums must sit in a separate premium trust account and are never your revenue, and layered commissions that include base, renewal, override and contingent profit-sharing amounts, and you need an insurance brokerage accountant who knows the exemption, the trust rule and the commission mechanics. At Gondaliya CPA, we specialize in exempt-versus-taxable revenue splitting, premium-trust bookkeeping, payroll and corporate tax planning for brokerages, providing AFFORDABLE flat-fee support that keeps you CRA-compliant and stops you paying more tax than you owe.
As an insurance brokerage accountant, we work with P&C insurance brokerages, life and accident-and-sickness agents, managing general agencies, group benefits advisors and commercial insurance brokers across Ontario, with year-round support rather than a once-a-year scramble. We tell you plainly what you can deduct, what you cannot, and where the real margin sits once producer commissions and chargebacks are settled.
Let us handle the numbers so you can focus on the clients that actually pay you.
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Accounting That Understands How an Insurance Brokerage Actually Works
Running a brokerage comes with financial realities a standard retail or service company never faces. Your commissions are HST-exempt, so you cannot recover the tax on your inputs; your client premiums must sit in a separate RIBO trust account and are never your revenue; your income is layered across base, renewal, override and contingent commissions with chargebacks when policies lapse; and your biggest asset is the book of business itself. At Gondaliya CPA, we understand the financial reality of an insurance brokerage and provide practical, broker-focused solutions across the GTA and all of Ontario.
Stay Compliant and Minimize Your Insurance Brokerage Tax
For a brokerage, staying onside with CRA and RIBO and paying the least legal tax are the same job. We keep every filing on schedule while classifying your commissions, trust funds and payroll the way the rules actually require, so nothing is missed and nothing invites a reassessment.
Accounting & Tax Experts for Insurance Brokers
- AFFORDABLE + Fully Licensed CPA Firm
- Business and Corporate Tax Expert
- Small & Medium Business Expert
- Accounting, bookkeeping, and tax filing
- Certified CPA
- 1300+ 5-star Google reviews
- 30-Day Money-Back Guarantee
- 60-Day Fees Matching Policy
Why Choose Our Accounting Services for Insurance Brokers?
Tax Planning — Commission & Book Expertise
We keep your active income under the $500,000 Small Business Deduction at roughly 12.2% in Ontario, set the salary-and-dividend mix, plan the section 85 rollover on incorporation, and protect the $1.25M Lifetime Capital Gains Exemption on your future book-of-business sale.
Consulting — Exempt Revenue & Trust Bookkeeping
Our bookkeeping keeps client premiums in the RIBO trust account, splits any taxable fee income from exempt commissions, restricts your input tax credits correctly, reconciles carrier and MGA statements, and reserves chargebacks on lapsed policies.
CRA Representation — HST & Commission Audit
When CRA questions your restricted input tax credits, your premium-trust accounting, or your contingent-commission timing, we prepare the response, produce the trust reconciliation, and pursue relief on Form RC4288 where penalties came from a prior error.
Bookkeeping — Producer Payroll & Growth
We run T4 and T4A producer payroll, calculate commission splits, issue ROEs on separation, and get you ready to scale. We model the profit level where incorporating pays off and handle the move from sole proprietor to corporation.
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Insurance Brokerage Clients
Insurance Brokerage Tax and Accounting Services in Ontario
Corporate Tax Filing (T2) for Insurance Brokers
Professional T2 preparation with Schedule 125 commission revenue, Schedule 8 CCA on your book and equipment, and CRA compliance on every line.
Bookkeeping & Accounting for Insurance Brokers
Premium-trust and commission bookkeeping with financial statements, clean records, and monthly reporting built for a brokerage.
Payroll Services for Insurance Brokers
T4 and T4A producer payroll with PD7A remittances, ROEs, ESA vacation pay, and commission splits handled correctly.
GST/HST Filing for Insurance Brokers
AFFORDABLE handling of HST-exempt commissions under ETA section 123(1), with input-tax-credit restriction and any taxable fee income split out.
Tax Planning for Insurance Brokers
Smart tax planning to protect the Small Business Deduction, set salary and dividends, time the section 85 rollover, and plan the book sale.
Corporate Catch-Up Filing for Insurance Brokers
File overdue T2 and payroll years, rebuild missing commission and trust records, and get back into CRA compliance with accurate catch-up support.
CRA Audit Resolution for Insurance Brokers
Expert support for exempt-supply HST, restricted-ITC, premium-trust and contingent-commission audits, with RC4288 relief handled with confidence.
CPA Financial Statements (Notice to Reader) for Insurance Brokers
CPA-compiled financial statements that banks, lenders and MGAs accept for your brokerage, presenting trust and commission revenue clearly.
Incorporation Services for Insurance Brokers
Full incorporation including NUANS, articles, share structure, and the section 85 rollover of your book of business, where the carrier permits.
Catch-Up Bookkeeping Services for Insurance Brokers
Reconstruct months or years of commission, override and premium-trust records, rebuild clean books, and restore monthly reporting for your brokerage.
US Corporation & LLC Tax Filing for Insurance Brokers
Cross-border filing for brokers with US carriers or clients, covering Forms 1120, 1120-F and 5472 alongside your Canadian returns.
Voluntary Disclosure Program for Insurance Brokers
Come forward on unreported HST-exempt commission income through the CRA Voluntary Disclosures Program, filing Form RC199 to reduce penalties before an audit.
Accounting & Tax Services Tailored for Insurance Brokers
Real, practitioner-level CPA expertise for P&C insurance brokerages, life and accident-and-sickness agents, managing general agencies, group benefits advisors and commercial insurance brokers across Ontario — built for how a brokerage actually runs.
- We prepare your T2 with GIFI, reporting base, renewal, override and contingent commission revenue on the correct Schedule 125 lines and the balance sheet on Schedule 100, so CRA’s matching program never flags your brokerage for a needless desk audit.
- We claim capital cost allowance on Schedule 8 with office furniture in CCA Class 8 at 20% and your client-visit vehicle in Class 10 at 30%, and one brokerage recovered $5,200 of depreciation the prior preparer had missed across two open years.
- We record your purchased book in CCA Class 14.1 and amortize the goodwill at 5% declining balance, a deduction acquiring brokerages routinely miss, saving one buyer $6,800 of tax across the first three years after the acquisition.
- We keep active income under the $500,000 Small Business Deduction limit so the first half-million of commission profit is taxed near the 12.2% Ontario small-business rate, and we watch the associated-corporation rules before CRA grinds the limit down.
- We file the T2 within six months of your fiscal year-end and pay any balance by the two- or three-month due date, so a brokerage earning $200,000 of commission profit never carries the arrears interest CRA charges on a late balance.
- We build your chart of accounts in QuickBooks Online or Applied Epic so base, renewal, override and contingent commissions post to separate revenue lines, giving the layered picture behind your statements and saving one brokerage $8,400 of misstated income.
- We keep client premiums in a separate RIBO premium trust account and book them as a liability, not revenue, because the funds belong to the insurer, and we corrected $12,300 of premium-trust money a prior bookkeeper had recorded as brokerage income.
- We reconcile each carrier and MGA commission statement against your production in Xero so the revenue you report ties to what the insurer paid, keeping the six years of records section 230 of the Income Tax Act requires behind every dollar.
- We set up chargeback tracking so commissions clawed back on lapsed or cancelled policies reverse in the right period, and one agency avoided $4,900 of tax on chargebacks a prior bookkeeper had left booked as earned income.
- We capture E&O premiums, RIBO and FSRA dues and lead-generation costs through Dext and attach them to each transaction, so a $9,000 expense pool is fully documented instead of lost to a missing receipt when CRA asks for support.
- We run pay through Wagepoint, issue T4 slips for employee staff and T4A slips for self-employed sub-producers, and remit source deductions on the PD7A by the deadline, so a missed monthly remittance never triggers the 10% CRA penalty on late source deductions.
- We set up producer commission-split payroll so each advisor’s share of base and renewal commissions is calculated and reported correctly, and one brokerage recovered $3,600 of over-paid draws we found reconciling splits against carrier statements.
- We issue ROEs within five days of a producer’s departure and track vacation pay at 4% of wages under the Employment Standards Act, so a brokerage with fifteen staff never faces the Service Canada complaints that late slips and unpaid vacation invite.
- We separate employee salaries from self-employed producer commissions on the books, applying the CRA control-and-integration factors, because misclassifying a producer can make your brokerage liable for both halves of CPP and EI plus penalties on a payroll audit.
- We set the per-kilometre allowance at the CRA rate of 72 cents on the first 5,000 kilometres and 66 cents after for producers driving to client meetings, keeping a reasonable allowance non-taxable and issuing a T2200 where employees use their own car.
- We confirm your commission income is an exempt financial service under ETA section 123(1) for arranging insurance, so you do not charge HST on commissions, and we stop the costly error of adding 13% that would cost a brokerage thousands to unwind.
- We test the $30,000 small-supplier threshold against your taxable fee income only, because exempt commissions are excluded from the calculation, so a brokerage whose commission revenue runs into the millions is not forced to register on income that never counts.
- We restrict input tax credits on inputs used to earn exempt commissions, because exempt status blocks recovery, and we corrected a $9,600 over-claim of ITCs a prior filer had taken, removing the reassessment exposure before a CRA review.
- Where you earn genuinely taxable fee-for-service or referral income, we register for HST, apportion credits between exempt and taxable use, and file the return so line 105 ties to the taxable revenue on your T2 and nothing invites a match.
- We document the exempt-versus-taxable split on every filing period so a CRA review finds the classification already supported, rather than a brokerage scrambling to prove which income was exempt after the query letter lands within its 30-day reply period.
- We set the salary-versus-dividend mix for owners, paying enough T4 salary to build RRSP room while the balance flows as dividends, so combined tax stays near the 12.2% Ontario small-business rate rather than the personal rate that reaches 53.53%.
- We complete the section 85 rollover on Form T2057 when you incorporate, moving your book of business, goodwill and equipment across at elected amounts, and one broker deferred $24,000 of tax a straight sale of those assets would have triggered.
- We plan at least two years ahead so your shares qualify for the $1.25M Lifetime Capital Gains Exemption on qualified small business corporation shares, purifying the company of passive investments so selling your book shelters tax CRA would otherwise collect.
- We recognize contingent and profit-sharing commissions only when the amount is reasonably determinable, matching the loss-ratio bonus to the right year, so your brokerage is not taxed early on a carrier payment that has not yet been confirmed.
- We time equipment and vehicle purchases before your fiscal year-end so the half-year rule and the 30% Class 10 and 55% Class 50 declining-balance rates give the largest first-year deduction against a profitable year of commissions.
- We reconstruct base, renewal, override and contingent commission revenue from carrier and MGA statements and bank deposits where no bookkeeping exists across your unfiled years, so CRA cannot arbitrarily assess your brokerage on its own estimate and overcharge you.
- Late filing costs 5% of the balance owing plus 1% per month up to twelve months, so we file your oldest unfiled T2 first to stop the penalty compounding, once limiting the arrears interest and saving a client $7,400.
- We prepare the unfiled T4 and T4A slips and the PD7A reconciliations for every year you paid producers, filing them with the catch-up returns so CRA does not add the per-slip and late-remittance penalties on top of the late T2.
- We separate premium-trust movements from revenue across the reconstructed years, because RIBO trust funds recorded as income inflate the tax owing, and untangling them cut one brokerage’s restated taxable income by $18,000.
- We rebuild the undepreciated capital cost pools across the unfiled years so missed CCA on your Class 8 furniture, Class 10 vehicle and Class 14.1 book is recovered within the reassessment period, instead of surfacing later as a costlier CRA reassessment.
- When CRA questions why you claimed input tax credits, we show your commission income is an exempt financial service under ETA section 123(1) and that credits were restricted, defending the position before a reassessment with interest lands on your brokerage.
- Where CRA challenges your premium-trust accounting, we produce the RIBO trust reconciliation showing client premiums held for the insurer are a liability, not revenue, and one broker cleared a $21,000 proposed adjustment with the supporting schedule.
- We answer an HST review inside the 30-day query-letter deadline with the exempt-versus-taxable revenue split and the credit apportionment in one package, because a position disallowed for missing support cannot be restored later at the objection stage.
- We defend contingent-commission timing when CRA argues a loss-ratio bonus should have been taxed earlier, showing the amount was not reasonably determinable until the carrier confirmed it, so your brokerage is not reassessed on income before it existed.
- We file the Notice of Objection on Form T400A within 90 days of a reassessment and pursue taxpayer relief on Form RC4288 where a prior accountant’s error caused the penalties, protecting your right to the Tax Court and interest your brokerage should not carry.
- We prepare CSRS 4200 compilation engagement financial statements, the Notice to Reader a bank or MGA requires across two fiscal years before it approves the operating line or the $100,000-plus financing a brokerage needs to buy another book of business.
- Your compiled statement of financial position presents the premium-trust liability separately from operating cash and shows the book of business at net book value, giving a lender the true picture a bare T2 cannot, so financing is approved faster.
- We build the statement of operations with base, renewal, override and contingent commission revenue classified consistently across two years and tied to the T2 filed with CRA, so a lender approves the credit rather than declining on reclassified noise.
- The CSRS 4200 communication discloses that no audit or review was performed and sets out the basis of accounting and owner withdrawals, without which a bank and the Business Development Bank of Canada reject a brokerage’s financing file.
- We deliver the compiled statements within 30 days of receiving your records and the year’s T2 figures, because financing collapses when the lender’s conditional offer expires before the file is produced, once saving a broker a $40,000 acquisition line.
- We incorporate your brokerage under the Ontario Business Corporations Act, giving you limited liability and the roughly 12.2% Ontario small-business rate on active income, so a broker earning more than they draw stops paying tax at the 53.53% personal rate.
- We arrange incorporation only where the carrier or MGA agreement permits commissions to flow to a corporation, confirming the licensing structure first, then complete the section 85 rollover on Form T2057 so your book transfers without triggering a gain.
- We move your book, goodwill and equipment into the corporation at elected amounts, recording the book in CCA Class 14.1, deferring the capital gain and recapture a straight sale of those assets would trigger for CRA and sheltering roughly $30,000 of immediate tax.
- We open the corporation’s CRA Business Number and payroll account, register the RIBO premium trust account in the corporate name, and close the old accounts within the first 30 days so your brokerage never remits the same commission revenue twice.
- We structure common voting and non-voting share classes so dividends can later be paid to family shareholders and the $1.25M Lifetime Capital Gains Exemption can be multiplied on a future sale of the incorporated book of business.
- We rebuild months or years of missing books from your MGA statements, reconstructing commission, override and contingent-profit revenue and posting each amount to the period it was actually earned rather than the period the carrier finally paid it.
- We separate your HST-exempt commission income, an arranging-for financial service under the Excise Tax Act, from any taxable side work such as consulting or referral fees, so the catch-up books report each stream correctly.
- We reconstruct the RIBO premium-trust ledger separately from operating cash, tracing client premiums that never belonged to the brokerage as revenue, because commingled catch-up records are the fastest way to fail a regulatory examination.
- Where a broker has left three years unrecorded, we typically surface $15,000 or more in deductible home-office, E&O premium and RIBO licensing costs that were never claimed, cutting the corporate tax owing on the catch-up returns.
- We complete a standard three-year catch-up within 45 days of receiving your statements, then hand you reconciled monthly figures so the next producer commission cheque and remittance is recorded on time rather than a year late.
- When your brokerage earns commission from a US-based carrier or writes for American clients, we determine whether that income is effectively connected to a US trade or business and file Form 1120-F where a filing obligation exists.
- If you hold a US C-corporation or a single-member LLC to receive American commissions, we prepare Form 1120 and the Form 5472 information return that every foreign-owned US entity must file, avoiding the $25,000 penalty for omitting it.
- We apply the Canada-US tax treaty to test whether your brokerage has a US permanent establishment, so a broker who only occasionally services cross-border policies is not taxed twice on the same commission dollar.
- We complete the W-8BEN-E your US carriers request to reduce withholding, and coordinate any FBAR and Form T1135 foreign-property reporting when the brokerage holds a US bank account for settling American commission receipts.
- By claiming the foreign tax credit on your Canadian T2 for US tax already paid, we routinely prevent double taxation worth $10,000 or more a year for brokers running meaningful cross-border commission volume.
- We prepare and file Form RC199 to bring unreported commission, override and contingent-profit income forward under the CRA Voluntary Disclosures Program, restoring years of missing brokerage revenue before an audit or a slip-matching letter arrives.
- We confirm your disclosure is voluntary, complete and at least one year overdue before submitting, because an application that only lands after CRA has already contacted the broker no longer qualifies for penalty relief.
- Because your commission is an HST-exempt financial service, a disclosure usually corrects unreported income tax only; but where you also earned taxable consulting or fee income, we address any GST/HST that genuinely should have been collected.
- We gather your MGA and carrier statements, bank deposits and premium-trust records to quantify exactly what was left off past T1 or T2 returns, so the disclosed figures withstand the CRA reviewer scrutiny that follows.
- A successful VDP application waives gross-negligence penalties that can reach 50% of the tax owing and reduces arrears interest, frequently saving a broker who under-reported $80,000 of commissions well over $20,000.
Insurance Broker Tax & Commission Check
Six quick questions on your exempt commissions, input tax credits, premium trust, contingent commissions, book of business and whether it is time to incorporate. No fee shown.
1. Are you correctly NOT charging HST on your insurance commissions?
2. Are your input tax credits restricted correctly on your exempt commission side?
3. Are client premiums held in a separate RIBO premium trust account?
4. Are your contingent and renewal commissions and chargebacks tracked?
5. Do you have a plan for the eventual sale of your book of business?
6. Is your brokerage incorporated yet?
Free CPA Consultation for Insurance Brokers
Case Studies: Insurance Brokerage Accounting & Tax
Toronto P&C Brokerage — Premium Trust & Restricted ITCs
The problem: A Toronto P&C insurance brokerage was recording client premiums held in its RIBO premium trust account as brokerage revenue, badly overstating income, and was claiming input tax credits on its inputs as though its commissions were taxable. Because arranging insurance is an exempt financial service under ETA section 123(1), the brokerage charges no HST on commissions and cannot recover those credits, so the over-claim was building a reassessment exposure every filing period while the trust error inflated the tax it paid on income that was never really earned.
What we did: We rebuilt the premium-trust accounting so client funds were booked as a liability owed to the insurer, separated the commission actually retained as the only revenue, corrected the exempt-supply input-tax-credit position, and refiled the affected HST returns to reverse the credits taken in error before CRA could assess them.
The result:
- Recovered a five-figure sum in tax and reversed ITCs
- Premium-trust funds no longer booked as revenue
- Audit exposure on the exempt commission side removed
Mississauga Brokerage Sale — QSBC Shares & the LCGE
The problem: The owner of a mature Mississauga insurance brokerage was preparing to sell the book of business personally, as an asset sale, which would have landed the entire proceeds as a taxable capital gain with no access to any exemption and a large tax bill on a lifetime of built-up goodwill and renewal commissions. The buyer wanted the accounts, not the company, so without planning the entire gain would have been fully exposed at the owner’s personal rate.
What we did: We incorporated the brokerage well ahead of the sale, confirmed the carrier and MGA agreements permitted commissions to flow to the corporation, rolled the book into the company on a section 85 election, purified the corporation of passive investments so it met the asset tests, and restructured the deal so the owner sold qualified small business corporation shares rather than the underlying assets.
The result:
- Sheltered a substantial gain under the $1.25M LCGE
- Share sale replaced a fully taxable asset sale
- Deal structured and CRA-compliant before closing
Ottawa Life & Benefits Agency — Commissions, Chargebacks & Producer Pay
The problem: An Ottawa life and benefits insurance agency had no system for its layered commissions: base, renewal and contingent profit-sharing amounts went untracked, chargebacks on lapsed policies were never reserved, and producer pay was reconstructed by hand each month, so the books never tied to the carrier statements. Month-end took days, the owner could not tell which producers were actually profitable, and contingent cheques were booked whenever they arrived rather than in the period they were earned.
What we did: We built commission-statement reconciliation against each carrier and MGA, set up chargeback reserves for lapsed-policy clawbacks, recognized contingent commissions only when the amount was reasonably determinable, moved producer pay onto a clean T4A workflow in QuickBooks, and gave the owner a monthly report that finally showed the true margin on each book.
The result:
- Books reconcile to every carrier and MGA statement
- Chargebacks reserved instead of overstating income
- Producer commissions run on a clean monthly workflow
Our clear, efficient process ensures every step is transparent, building trust and long-term client relationships.
Kickoff (Document Request)
Collect prior T2 returns, carrier and MGA commission statements, the premium-trust account, payroll and T4/T4A records, book-of-business details, and bank statements.
First 30 Days (Cleanup & Setup)
Set up QuickBooks Online or Applied Epic, separate the premium trust from revenue, confirm your exempt-supply HST position, and configure commission, chargeback and payroll tracking.
Monthly Close
Monthly reconciliations, carrier-statement matching, chargeback reserves, payroll and PD7A remittances, and exempt-versus-taxable revenue tracking.
Quarterly Planning Review
Salary and dividend mix, contingent-commission timing, input-tax-credit review, book-of-business valuation, and incorporation break-even.
Year-End Close & T2 Filing
Trial balance, financial statements separating trust and commission revenue, T2 with GIFI, payroll slips, and CRA preparation.
Get Your Insurance Brokerage Taxes Done Right Today
Affordable Pricing for Insurance Brokers
We believe in clear, upfront pricing so you know exactly what to expect. All fees include HST.
- Tax Preparation (Corporation) — From $400
- Tax Return Filing (Corporation) — From $400
- Tax Compliance Audit — FREE CRA audit support for our clients
- Tax Strategy — FREE for our clients
- Accounting Base Plan — From $100 per month
- Bookkeeping Management — Free for our Accounting clients
- Financial Reporting — Free for our Accounting clients
- Business Formation — Flat $35
- Incorporation Process — Flat $35
- Entity Setup Assistance — Flat $35
- Full-Service Payroll — From $125 per month
Payment is by Interac e-Transfer to info@gondaliyacpa.ca only. Security question: Not Applicable, as auto-deposit is enabled.
Meet Your Lead Insurance Broker Accountant
Meet your lead insurance broker accountant. As your commission and corporate tax adviser, you deal with the same two people every year.
What Our Clients Say
1300+ five-star reviews from brokerage and small-business owners across Ontario and Canada.
Serving Insurance Brokers Across Ontario
Our CPA team provides specialized accounting and tax solutions for insurance brokerages throughout Ontario. We understand how exempt commissions, premium-trust funds, layered renewal and contingent income and producer payroll actually flow through a brokerage, what CRA looks at on an exempt-supply file, and where the real margin sits once chargebacks and commission splits are settled.
Toronto (ON)
55 Queen St E Ste 1205, Toronto, ON M5C 1R6, Canada
+1 (647) 212-9559
9:00 AM – 8:30 PM (Mon – Sun)
Mississauga (ON)
5373 Bullrush Dr, Mississauga, ON, Canada
+1 (647) 212-9559
9:00 AM – 8:30 PM (Mon – Sun)
Brampton (ON)
4 Starhill Crescent, Brampton, ON L6R 2P9, Canada
+1 (647) 212-9559
9:00 AM – 8:30 PM (Mon – Sun)
Scarborough (ON)
24 Clementine Square, Scarborough, ON M1G 2V7, Canada
+1 (647) 212-9559
9:00 AM – 8:30 PM (Mon – Sun)
Vaughan (ON)
19 Cabinet Crescent, Woodbridge, ON L4L 6H9, Canada
+1 (647) 212-9559
9:00 AM – 8:30 PM (Mon – Sun)
Oshawa (ON)
210 Durham St, Oshawa, ON L1J 5R3, Canada
+1 (647) 212-9559
9:00 AM – 8:30 PM (Mon – Sun)
Ottawa (ON)
2090 Neepawa Ave a314, Ottawa, ON K2A 3L6, Canada
+1 (647) 212-9559
9:00 AM – 8:30 PM (Mon – Sun)
Etobicoke (ON)
60 Stevenson Rd #1601, Etobicoke, ON M9V 2B4, Canada
+1 (647) 212-9559
9:00 AM – 8:30 PM (Mon – Sun)
Hamilton (ON)
70 Starling Dr, Hamilton, ON L9A 0C5, Canada
+1 (647) 212-9559
9:00 AM – 8:30 PM (Mon – Sun)
Guelph (ON)
1155 Gordon St, Guelph, ON N1L 1S8, Canada
+1 (647) 212-9559
9:00 AM – 8:30 PM (Mon – Sun)
Windsor (ON)
4387 Guppy Ct, Windsor, ON N9G 2N8, Canada
+1 (647) 212-9559
9:00 AM – 8:30 PM (Mon – Sun)
North York (ON)
150 Graydon Hall Dr #912, North York, ON M3A 3B2, Canada
+1 (647) 212-9559
9:00 AM – 8:30 PM (Mon – Sun)
Insurance Brokerage Accounting & Tax FAQs
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Insurance Brokerage Accounting & Tax Done Right.
T2 filing, HST-exempt commissions under ETA section 123(1), input-tax-credit restriction, RIBO premium-trust accounting, contingent commissions and chargebacks, T4 and T4A producer payroll, book-of-business planning and the $1.25M capital gains exemption under one roof. AFFORDABLE flat fees, no hourly billing. Licensed CPA Ontario. 1300+ five-star reviews. 30-Day Money-Back Guarantee.