Incorporation Services in Windsor
We incorporate Windsor businesses. Federal and Ontario incorporation, NUANS name search, investor-ready share structure, complete minute book, Business Number registration, HST and payroll accounts, sole proprietor to corporation conversion. Incorporation from just $35. No hourly billing. 1300+ five-star reviews.
We Incorporate Windsor Businesses the Right Way from Day One
We incorporate businesses in Windsor every week: automotive parts suppliers and tool-and-die shops in the Lauzon industrial corridor, cross-border logistics companies running freight across the Ambassador Bridge and Gordie Howe International Bridge, construction firms in South Windsor, medical clinics near Windsor Regional Hospital, dental practices in Walkerville, restaurant operators on Ouellette Avenue, real estate investors across Essex County, manufacturing companies in the Oldcastle and Tecumseh industrial areas, trucking operators in LaSalle and professional services firms in Riverside and Forest Glade. Every incorporation includes a multi-class share structure, complete minute book, CRA registrations and a tax planning conversation that sets the foundation for paying the lowest possible tax from your first dollar of revenue.
The most common mistake Windsor business owners make is incorporating after they have already started earning income. A tool-and-die operator who incorporates 2 years late at $180,000/year in income has already paid $64,800 more in tax than they would have as a corporation. We incorporate you before you earn the first dollar so every dollar flows through the corporation at 12.2% instead of up to 53.53% personal. Our service fee is just $35.
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Sole Proprietorship vs. Corporation: The Tax Impact for Windsor Businesses
| Annual Income | Sole Proprietor Tax (Ontario) | Corporation Tax (12.2% SBD) | Annual Savings from Incorporating |
|---|---|---|---|
| $80,000 | $18,200 | $9,760 | $8,440 |
| $120,000 | $31,400 | $14,640 | $16,760 |
| $150,000 | $42,300 | $18,300 | $24,000 |
| $200,000 | $62,400 | $24,400 | $38,000 |
| $300,000 | $104,600 | $36,600 | $68,000 |
| $500,000 | $196,900 | $61,000 | $135,900 |
Every Year You Delay Costs You Money: Windsor tool-and-die operators and automotive suppliers typically earn $150,000 to $300,000. At $180,000, the annual tax difference is $32,400. Two years as a sole proprietor: $64,800 lost permanently. Our service fee is $35 (government filing fee additional).
Federal vs. Ontario Incorporation for Windsor Businesses
| Feature | Federal (CBCA) | Ontario (OBCA) |
|---|---|---|
| Filing fee | $273 (Corporations Canada) | $335 to $360 (ServiceOntario) |
| Name protection | Canada-wide. | Ontario only. |
| Operating across provinces | Automatic in every province. Critical for Windsor businesses serving Detroit and US markets. | Ontario only. Extra-provincial registration needed elsewhere. |
| Named vs. numbered | Numbered: $273. Named: $273 + $13.80 NUANS. | Numbered: $335. Named: $335 + $13.80 NUANS. |
| Residency requirement | 25% of directors must be Canadian residents. | No residency requirement. Benefits Windsor businesses with US-connected directors or partners. |
| Best for Windsor businesses | Automotive suppliers with national clients, trucking and logistics companies, cross-border service providers, manufacturers shipping across Canada. | Medical and dental professional corporations. Businesses with non-resident (US) directors where the 25% Canadian residency rule is an issue. |
Our Recommendation for Most Windsor Businesses: Federal Incorporation. Federal costs less ($273 vs. $335), provides Canada-wide name protection and allows operation in every province without extra-provincial registration. Windsor automotive suppliers and trucking companies with clients across Ontario and nationally benefit immediately. For businesses with US-based directors where the 25% Canadian residency requirement is problematic, Ontario OBCA has no director residency requirement. Incorporation Services →
What Our Windsor Incorporation Service Includes
| Service | What We Do |
|---|---|
| Articles of incorporation | Filed with Corporations Canada (federal) or ServiceOntario (Ontario). Corporation name or numbered company, registered office, directors and share structure. Federal: 1 to 3 business days. Ontario: 1 to 5 days. |
| NUANS name search | $13.80 for named companies. Name availability confirmed. Conflict assessment provided. |
| Multi-class share structure | Class A voting common (founders), Class B non-voting common (family, future employees), Class C preferred (investors, holdco). Critical for Windsor tool-and-die operators planning LCGE multiplication and automotive suppliers planning succession. |
| Complete corporate minute book | Articles, bylaws, organizational resolutions, first director resolutions, share certificates, shareholder register, director register, transfer register. |
| Business Number (BN) registration | 9-digit BN with CRA. Required for CRA accounts, banking, customs brokerage and cross-border trade documentation. |
| GST/HST account registration | Registered with CRA. Windsor businesses exporting to the US benefit from zero-rated HST treatment on exports, producing quarterly HST refund cheques. Automotive parts shipped to US plants: 0% HST. |
| Payroll account registration | RP account with CRA. Required for salary or employees. Common for Windsor manufacturers, trucking companies and restaurants hiring staff from day one. |
| Cross-border trade guidance | For Windsor businesses with US clients or Detroit-area operations, we advise on HST zero-rating for exports, CUSMA compliance documentation and Canadian corporate structure for cross-border trade. |
| Banking setup guidance | Documents your bank requires: articles, minute book extract, BN confirmation and director ID. |
| Initial tax planning consultation | Salary-dividend optimization, RRSP room, HST method (zero-rated exports for cross-border businesses), SBD eligibility, M&P rate for manufacturers, holdco timeline. Included at no additional charge. |
Windsor Incorporation from Just $35. Tax Planning Included.
Articles, share structure, minute book, BN, HST, payroll. Everything you need. Government filing fee additional.
Windsor Incorporation: Real Client Results
Tool-and-Die Shop, Lauzon Industrial
A Windsor tool-and-die operator earning $240,000 as a sole proprietor was paying $78,400 in personal tax. We incorporated federally ($35 service fee + $273 government filing), set up 3 share classes, registered for HST with zero-rated treatment on US exports (60% of revenue shipped to Detroit-area auto plants), and implemented salary-dividend optimization. Annual tax savings: $44,800. HST refunds from zero-rated exports: $6,200/year. Non-voting shares issued to the spouse for LCGE multiplication. M&P rate (25%) applied to qualifying manufacturing revenue above SBD.
Trucking Company, LaSalle
A Windsor cross-border trucking company with 2 partners and 8 drivers had been operating as a sole proprietorship. Revenue: $680,000. We incorporated federally, performed a section 85 rollover to transfer 4 trucks ($320,000 in Class 10 assets) tax-free, set up payroll for 8 drivers, registered for HST (zero-rated on cross-border freight), claimed CCA at 30% on the fleet, and implemented salary-dividend optimization for both partners. Section 85 saved $18,400. Annual combined savings: $52,600. Both partners issued non-voting shares to spouses, quadrupling the LCGE to $5,127,464.
Automotive Parts Manufacturer, Oldcastle
A Windsor automotive parts manufacturer with $520,000 in revenue had been operating as a sole proprietor for 5 years. We incorporated, performed a section 85 rollover to transfer $148,000 in CNC equipment and mould inventory tax-free, set up payroll for 12 staff, claimed Immediate Expensing on $96,000 in new machining equipment, and registered for HST with zero-rated export treatment for US-bound shipments. Annual going-forward savings: $48,200. M&P rate applied on income above $500,000. Incorporation Services →
Restaurant Owner, Ouellette Avenue
A Downtown Windsor restaurant owner had been a sole proprietor for 3 years with $170,000 in net income and $46,000 in kitchen equipment. We incorporated, performed a section 85 rollover to transfer equipment and leasehold improvements tax-free, set up payroll for 10 staff, registered all CRA accounts and implemented salary-dividend optimization. Section 85 saved $6,400. Annual savings: $30,200. We recovered $3,200 in previously unclaimed ITCs on equipment from the prior 12 months.
How Windsor Incorporation Works at Gondaliya CPA
Consult
Free consultation: federal vs. Ontario, share classes, cross-border HST, M&P eligibility, OBCA for non-resident directors. Tailored to your Windsor business.
Incorporate
Articles filed, minute book prepared, share structure set up, corporate documents delivered. Federal: 1 to 3 business days. Ontario: 1 to 5 days.
Register
BN, HST (with zero-rated export setup), payroll and program accounts registered with CRA. Professional corporation applications filed.
Plan
Tax planning: salary-dividend strategy, RRSP room, HST method, SBD, M&P rate, cross-border trade structure, holdco timeline, LCGE multiplication.
Windsor Incorporation Pricing
| Service | Our Fee (including HST) | Government Fee | What Is Included |
|---|---|---|---|
| Federal incorporation (numbered) | From $35 | $273 | Articles, 3+ share classes, minute book, BN, HST, payroll, banking guidance, tax planning consultation. |
| Federal incorporation (named) | From $35 | $273 + $13.80 NUANS | Everything above + NUANS search and conflict assessment. |
| Ontario incorporation (numbered) | From $35 | $335 | Same deliverables. Filed with ServiceOntario. |
| Professional corporation (medical, dental) | From $200 | $335 + regulatory fee | OBCA with restricted practice clause. Regulatory college application. |
| Sole proprietor to corporation conversion | From $500 | Government fee additional | New corp + transfer of operations. Section 85 rollover ($1,500 to $2,500 additional). |
Bookkeeping Clients Receive Incorporation FREE: Windsor business owners who sign up for monthly bookkeeping ($100/month) receive incorporation at no service charge (government filing fee only). Bank reconciliation, HST filing, monthly financials and the T2 filed FREE every year. Book Free Consultation →
Types of Corporations for Windsor Businesses
| Corporation Type | Best For | Key Feature |
|---|---|---|
| Operating corporation (opco) | Every active business: automotive, tool-and-die, trucking, construction, restaurants, retail, professional services. | Standard corporation at 12.2% SBD rate. Start here. |
| Holding corporation (holdco) | Business owners with retained earnings exceeding $200,000. | Tax-free dividends from opco. Creditor protection critical for Windsor trucking and manufacturing companies with operational liability exposure. |
| Medical Professional Corporation (MPC) | Physicians in Windsor (Windsor Regional Hospital area). | OBCA required. CPSO Certificate of Authorization. |
| Dental Professional Corporation (DPC) | Dentists in Windsor. | OBCA required. RCDSO Certificate of Authorization. |
| Multi-shareholder corporation | Trucking partnerships, tool-and-die co-owners, manufacturing joint ventures, cross-border partnerships. | Multiple share classes. Shareholder agreement. LCGE multiplication. OBCA preferred for US-connected directors (no residency requirement). |
Our Windsor Office
We serve Windsor clients from our local office. In-person and virtual consultations available. We serve clients in Downtown Windsor, Walkerville, South Windsor, East Windsor, Riverside, Forest Glade, Sandwich, Fontainebleau and all Windsor neighbourhoods. We also serve clients throughout Essex County including Tecumseh, LaSalle, Lakeshore, Amherstburg, Kingsville, Leamington and Essex.
4387 Guppy Ct, Windsor ON N9G 2N8
Industries We Incorporate in Windsor
Frequently Asked Questions: Windsor Incorporation
Meet Your Experts
Sharad Gondaliya, CPA
Founder & Managing Director
Gondaliya CPA Professional Corporation
Sharad leads incorporation and corporate tax planning for Windsor businesses. Automotive structuring, cross-border HST, M&P rate optimization, trucking fleet CCA, section 85 rollovers and LCGE multiplication.
Vandana, CPA
Senior Accountant
Gondaliya CPA Professional Corporation
Vandana manages bookkeeping, HST and payroll for Windsor corporations. Monthly financials, T2 preparation, T5018 filing and CRA correspondence for newly incorporated businesses.
What Our Clients Say
1300+ five-star reviews from business owners across Ontario and Canada.
10 Smart Incorporation Strategies That Can Save Windsor Business Owners Money
1. Incorporate before earning your first dollar to lock in 12.2%
Every dollar earned as a sole proprietor is taxed up to 53.53%. Inside a corporation: 12.2% under the SBD. A Windsor tool-and-die operator earning $240,000 saves $44,800 in the first year by incorporating before the first job. Our service fee is $35.
2. Register for HST at incorporation and zero-rate all US exports
Windsor businesses exporting to Detroit and the US charge 0% HST on exports but claim full ITCs on all Canadian expenses. A manufacturer with 60% US revenue and $100,000 in Canadian expenses gets $7,800/year in HST refunds. Register at incorporation. File monthly for monthly refund cheques.
3. Issue non-voting shares to your spouse at incorporation to multiply the LCGE
The LCGE shelters $1,281,866 per shareholder. Non-voting shares to your spouse doubles it to $2,563,732. Two trucking partners with spouse shares: $5,127,464 sheltered. Costs nothing at incorporation.
4. Use a salary-dividend split from your first pay period to create RRSP room
A 60/40 salary-dividend split on $200,000 creates $72,000 in RRSP room while keeping combined tax lower than salary-only or dividend-only.
5. Claim Immediate Expensing on manufacturing equipment and trucks
A Windsor parts manufacturer buying $96,000 in CNC equipment or a trucking company buying a $180,000 truck gets the full amount as a year-one deduction. Incorporate before the purchase.
6. Use a section 85 rollover to convert from sole proprietorship tax-free
A Windsor trucking company with $320,000 in trucks who incorporates without a section 85 rollover pays $18,400 in unnecessary tax. The rollover transfers everything at tax cost, deferring the gain entirely.
7. Qualify for the M&P rate on manufacturing income above $500,000
Windsor tool-and-die, automotive parts and mould-making companies with revenue above $500,000 qualify for the 25% M&P rate instead of 26.5% general. The first $500,000 is taxed at 12.2% SBD regardless. The 1.5% savings on $300,000 above SBD: $4,500/year.
8. Plan for the holdco from incorporation for high-cash-flow manufacturers
Windsor automotive suppliers and tool-and-die shops with strong margins accumulate retained earnings quickly. At $200,000 retained, trigger the holdco for creditor protection and estate planning. Passive income above $50,000 inside the opco erodes the SBD.
9. Use OBCA for businesses with US-connected directors
Federal CBCA requires 25% Canadian resident directors. Ontario OBCA has no residency requirement. Windsor businesses with Detroit-based partners or US-connected directors should consider Ontario incorporation despite the higher fee. The flexibility on director residency may be worth the $62 premium.
10. Bundle incorporation with bookkeeping and get the service fee waived entirely
Windsor business owners who sign up for bookkeeping ($100/month) receive incorporation at no service charge (government fee only). Bank reconciliation, HST filing, monthly financials and the T2 filed FREE every year. Incorporation Services →
Windsor Incorporation from Just $35. Tax Planning Included.
Articles, share structure, minute book, BN, HST, payroll. Everything you need to start your Windsor corporation. Government filing fee additional. 1300+ five-star reviews.