Incorporation Services in Mississauga
We incorporate Mississauga businesses. Federal and Ontario incorporation, NUANS name search, investor-ready share structure, complete minute book, Business Number registration, HST and payroll accounts, sole proprietor to corporation conversion. Incorporation from just $35. No hourly billing. 900+ five-star reviews.
We Incorporate Mississauga Businesses the Right Way from Day One
We incorporate businesses in Mississauga every week: pharma consultants in Meadowvale, logistics companies near Pearson Airport, IT consultants on Hurontario, restaurant owners in Cooksville and Streetsville, dental professionals in Erin Mills, construction companies in the Hwy 401 corridor and e-commerce operators working from home. Every incorporation includes a multi-class share structure, complete minute book, CRA registrations and a tax planning conversation that sets the foundation for paying the lowest possible tax from your first dollar of revenue.
The most common mistake Mississauga business owners make is incorporating after they have already started earning income. A sole proprietor who incorporates 2 years late at $150,000/year in income has already paid $48,000 to $60,000 more in tax than they would have as a corporation. We incorporate you before you earn the first dollar so every dollar flows through the corporation at 12.2% instead of up to 53.53% personal. Our service fee is just $35.
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Sole Proprietorship vs. Corporation: The Tax Impact for Mississauga Businesses
| Annual Income | Sole Proprietor Tax (Ontario) | Corporation Tax (12.2% SBD) | Annual Savings from Incorporating |
|---|---|---|---|
| $80,000 | $18,200 | $9,760 | $8,440 |
| $120,000 | $31,400 | $14,640 | $16,760 |
| $150,000 | $42,300 | $18,300 | $24,000 |
| $200,000 | $62,400 | $24,400 | $38,000 |
| $300,000 | $104,600 | $36,600 | $68,000 |
| $500,000 | $196,900 | $61,000 | $135,900 |
Every Year You Delay Incorporation Costs You Money: At $150,000 income, the annual tax difference is $24,000. Two years as a sole proprietor before incorporating: $48,000 in additional tax you will never recover. Our incorporation service fee is just $35 (government filing fee additional). The cost of not incorporating at $150,000 in income is $24,000 per year. Incorporate before your first dollar of revenue, not after.
Federal vs. Ontario Incorporation for Mississauga Businesses
| Feature | Federal (CBCA) | Ontario (OBCA) |
|---|---|---|
| Filing fee | $273 (Corporations Canada) | $335 to $360 (ServiceOntario) |
| Name protection | Canada-wide. No other federal corporation can use the same name. | Ontario only. A corporation in another province could use the same name. |
| Operating across provinces | Automatic right to operate in every province. Extra-provincial registration may be required in each province you operate in. | Automatic right to operate in Ontario. Must register extra-provincially in each other province. |
| Named vs. numbered | Numbered company: no NUANS required ($273 total). Named company: NUANS required ($273 + $13.80 NUANS). | Numbered company: no NUANS required ($335). Named company: NUANS required ($335 + $13.80 NUANS). |
| Residency requirement | At least 25% of directors must be Canadian residents (or 1 director if the board has fewer than 4). | No Canadian residency requirement for directors. |
| Annual filing | Annual return filed with Corporations Canada. Ontario initial return also required within 60 days. | Annual return filed with ServiceOntario only. |
| Best for Mississauga businesses | Businesses planning to operate in multiple provinces, sell nationally, raise capital from investors across Canada or expand to the US. | Businesses operating only in Ontario with no plan to expand inter-provincially. Simpler annual filing. No residency requirement useful for non-resident directors. |
Our Recommendation for Most Mississauga Businesses: Federal Incorporation. Federal incorporation costs less ($273 vs. $335), provides Canada-wide name protection and allows you to operate in every province. Most Mississauga businesses we incorporate choose federal. The Ontario extra-provincial registration (required to operate a federally incorporated company in Ontario) is filed at the same time at no additional cost. Incorporation Services →
What Our Mississauga Incorporation Service Includes
| Service | What We Do |
|---|---|
| Articles of incorporation | Filed with Corporations Canada (federal) or ServiceOntario (Ontario). Includes corporation name or numbered company, registered office address, director information and share structure. Completed in 1 to 3 business days (federal) or 1 to 5 days (Ontario). |
| NUANS name search (if named company) | We conduct the NUANS search ($13.80) to confirm your chosen corporate name is available across Canada. We advise on name availability, potential conflicts and naming rules (must include a legal element: Inc., Corp., Ltd.). |
| Multi-class share structure | We set up multiple share classes from day one: Class A voting common (founders), Class B non-voting common (family members, future employees) and Class C preferred (reserved for future investors). This structure supports salary-dividend optimization, LCGE planning, income splitting and future fundraising without reorganization. |
| Complete corporate minute book | Legal record of the corporation prepared and delivered: articles of incorporation, corporate bylaws, organizational resolutions, first director resolutions, share certificates, shareholder register, director register and transfer register. Maintained annually. |
| Business Number (BN) registration | We register with CRA for your 9-digit Business Number. Required for all CRA accounts, banking and government filings. |
| GST/HST account registration | Registered with CRA. Voluntary registration recommended from day one so you can claim ITCs on all startup expenses. Mandatory once revenue exceeds $30,000 in a 12-month period. |
| Payroll account registration | RP account registered with CRA. Required if you plan to pay yourself a salary or hire employees. We set up the remittance frequency and first payroll deadlines. |
| Import/export account (if applicable) | RM account registered with CRA for Mississauga businesses importing goods (common for logistics, pharma and manufacturing companies near Pearson Airport). |
| Banking setup guidance | We provide the documents your bank requires to open the corporate bank account: articles of incorporation, minute book extract, BN confirmation and director ID. We recommend banks with business accounts suited to your industry. |
| Initial tax planning consultation | Every Mississauga incorporation includes a tax planning conversation: salary-dividend optimization strategy, RRSP room creation, HST method selection (Quick Method vs. Regular), SBD eligibility review and holdco planning timeline. This is included at no additional charge. |
Mississauga Incorporation from Just $35. Tax Planning Included.
Articles, share structure, minute book, BN, HST, payroll. Everything you need to start your corporation. Government filing fee additional.
Mississauga Incorporation: Real Client Results
IT Consultant, Hurontario Corridor
A Mississauga IT consultant earning $180,000 as a sole proprietor was paying $55,200 in personal tax. We incorporated federally ($35 service fee + $273 government filing), set up 3 share classes, registered for HST (Quick Method), registered payroll and implemented a 60/40 salary-dividend split. Corporate tax at 12.2%: $21,960. Combined personal tax on salary/dividend extraction optimized to minimize the total. Annual tax savings: $28,400. RRSP room created: $43,200 from the salary component.
Restaurant Owner, Cooksville
A Cooksville restaurant owner with $240,000 in net income was operating as a sole proprietorship. Personal tax: approximately $74,800. We incorporated in Ontario ($335), transferred the restaurant operations to the corporation, registered for HST (already registered, transitioned to corporate account), set up payroll for 8 staff and the owner's salary and established 3 share classes with non-voting shares for the spouse. Annual savings: $42,600. The non-voting shares positioned the family for LCGE multiplication on a future sale.
Dental Professional Corporation, Erin Mills
A new dentist in Erin Mills needed a Dental Professional Corporation to open a practice. We incorporated the DPC under the OBCA with the restricted practice clause, applied for the RCDSO Certificate of Authorization, set up 3 share classes (voting common for the dentist, non-voting for the spouse, preferred reserved), registered for BN, HST, payroll, prepared the complete minute book and coordinated with the bank for the corporate account. Total incorporation time: 12 business days including RCDSO approval. Incorporation Services →
Sole Proprietor to Corporation, Logistics Company (Airport Rd)
A Mississauga logistics broker operating as a sole proprietor for 4 years with $320,000 in annual revenue incorporated through us. The challenge: $180,000 in equipment and receivables needed to transfer from the sole proprietorship to the corporation. We performed a section 85 rollover (tax-free transfer of assets), incorporated federally, set up 3 share classes, registered all CRA accounts and implemented salary-dividend optimization. The section 85 rollover saved $14,200 in tax that would have been triggered by a direct transfer. Annual going-forward savings: $52,800.
How Mississauga Incorporation Works at Gondaliya CPA
Consult
Free consultation to determine the best structure: federal vs. Ontario, numbered vs. named, share classes, director requirements. We advise on the tax implications of each choice for your Mississauga business.
Incorporate
We file the articles of incorporation, prepare the complete minute book, set up the share structure and deliver the corporate documents. Federal: 1 to 3 business days. Ontario: 1 to 5 business days.
Register
We register with CRA for your Business Number, HST account, payroll account and import/export account (if applicable). All registrations completed within 5 business days of incorporation.
Plan
Initial tax planning consultation included: salary-dividend strategy, RRSP room, HST method, SBD eligibility, holdco timeline. You leave with a clear financial roadmap for your new corporation.
Mississauga Incorporation Pricing
| Service | Our Fee (including HST) | Government Fee | What Is Included |
|---|---|---|---|
| Federal incorporation (numbered company) | From $35 | $273 (Corporations Canada) | Articles of incorporation, 3+ share classes, complete minute book, BN registration, HST registration, payroll registration, banking guidance, initial tax planning consultation. |
| Federal incorporation (named company) | From $35 | $273 + $13.80 NUANS | Everything above + NUANS name search, name availability review and conflict assessment. |
| Ontario incorporation (numbered company) | From $35 | $335 (ServiceOntario) | Same deliverables as federal. Filed with ServiceOntario instead of Corporations Canada. |
| Professional corporation (dental, medical, legal) | From $200 | $335 + regulatory application fee | OBCA incorporation with restricted practice clause. Application to regulatory college (RCDSO, CPSO, LSO). Complete minute book with practice-restricted articles. |
| Sole proprietor to corporation conversion | From $500 | Government filing fee additional | New corporation setup + transfer of business operations. Section 85 rollover for tax-free asset transfer if applicable ($1,500 to $2,500 additional depending on complexity). |
| Incorporation for bookkeeping clients | FREE | Government filing fee additional | Clients who sign up for monthly bookkeeping ($100/month) receive incorporation at no service charge. Government filing fee only. T2 filed FREE every year. |
$35 Incorporation. No Hourly Billing. No Surprise Invoices. Our $35 service fee covers all preparation work, documents, CRA registrations and the initial tax planning consultation. Government filing fees ($273 federal or $335 Ontario) are paid directly to the government and are additional. Bookkeeping clients ($100/month) receive incorporation at no service charge. For all Mississauga accounting services, visit our Mississauga accountant page.
Types of Corporations We Set Up for Mississauga Businesses
| Corporation Type | Best For | Key Features |
|---|---|---|
| Standard business corporation (CBCA or OBCA) | Consultants, contractors, e-commerce, restaurants, logistics, real estate investors, tech companies and most Mississauga businesses. | Multi-class share structure. SBD eligible (12.2%). No practice restrictions. Can operate in any industry. |
| Dental Professional Corporation (DPC) | Dentists opening or purchasing a practice in Mississauga. Erin Mills, Meadowvale, Square One, Streetsville and Port Credit dental clinics. | OBCA incorporation with restricted practice clause. RCDSO Certificate of Authorization required. Same SBD rate. Only licensed dentists can be shareholders. |
| Medical Professional Corporation (MPC) | Physicians opening a practice or transitioning from sole proprietorship. Mississauga specialists, family doctors and walk-in clinic operators. | OBCA with practice restriction. CPSO approval required. Shareholders must be licensed physicians. Same SBD and holdco eligibility. |
| Holding company | Mississauga business owners with retained earnings exceeding $200,000 or passive income approaching $50,000. Protects wealth and preserves SBD. | Receives tax-free dividends from the operating company. Invests independently. Isolates passive income from SBD calculation. Creditor protection. |
| Real estate holding company | Mississauga real estate investors with multiple rental properties. Separates rental (passive) income from active business income. | Holds rental properties separately from the operating business. Prevents passive rental income from eroding the SBD on active income. CCA claimed on buildings. |
Our Mississauga Office
Serving Mississauga, Cooksville, Streetsville, Meadowvale, Erin Mills, Port Credit, Malton, Clarkson, Lorne Park, Square One and all of Peel Region. In-person and virtual appointments available.
2100 Camilla Rd #716, Mississauga, ON L5A 2J8
Phone: (647) 212-9559
Industries We Incorporate in Mississauga
Frequently Asked Questions: Incorporation in Mississauga
Meet Your Mississauga Incorporation Team
Your Mississauga incorporation is handled by licensed CPAs who incorporate businesses across Peel Region every week.
Sharad Gondaliya, CPA
Founder and Principal CPA. Oversees every Mississauga incorporation. Specializes in multi-class share structures, professional corporations (dental, medical), sole proprietor to corporation conversions, section 85 rollovers and tax-optimized incorporation strategies.
Vandana Goel, CPA
Senior CPA. Manages CRA registrations, minute book preparation, annual corporate maintenance and post-incorporation bookkeeping setup for Mississauga corporations. Experienced in HST registration, payroll setup and salary-dividend implementation.
What Our Clients Say
900+ five-star reviews from business owners across Ontario and Canada.
10 Smart Incorporation Strategies That Can Save Mississauga Business Owners Money
1. Incorporate before earning your first dollar to lock in 12.2%
Every dollar earned as a sole proprietor is taxed at your personal rate (up to 53.53% in Ontario). Every dollar earned inside a corporation is taxed at 12.2% under the Small Business Deduction. A Mississauga consultant earning $150,000 saves $24,000 in the first year alone by incorporating before the first invoice. Our service fee is $35 (government filing fee additional). The ROI is immediate.
2. Set up multiple share classes at incorporation to avoid a $15,000 reorganization later
A single-class share structure blocks salary-dividend optimization, LCGE multiplication and investor-ready fundraising. Adding share classes after the company has value requires a section 86 reorganization ($5,000 to $15,000 in legal and accounting fees). Setting up Class A voting common, Class B non-voting common and Class C preferred at incorporation costs $0 extra. We include multi-class shares in every incorporation.
3. Register for HST at incorporation to recover $1,950 on $15,000 in startup costs
Voluntary HST registration before your first purchase allows you to claim ITCs on all startup expenses: equipment, software, marketing, professional fees, office supplies. Without registration, HST paid on these costs is a permanent loss. A Mississauga business spending $15,000 on startup costs recovers $1,950 in ITCs. We register your HST account as part of the incorporation package.
4. Use a salary-dividend split from your first pay period to create RRSP room and minimize tax
Most Mississauga business owners default to 100% dividends because it avoids CPP and EI. But dividends create zero RRSP contribution room. A 60/40 salary-dividend split on $150,000 creates $52,800 in RRSP room while keeping the combined corporate and personal tax lower than either salary-only or dividend-only. We calculate the optimal split at incorporation and adjust it annually.
5. Choose the right fiscal year-end to defer tax by up to 11 months
A January 31 fiscal year-end means corporate tax is not due until April 30 (3 months after year-end). Income earned in February through December is not taxed until the following spring. Compare this to a December 31 year-end where tax is due March 31. Strategic year-end selection can defer tens of thousands in tax payments, improving cash flow in the critical first year. We advise on the best year-end for your Mississauga business at incorporation.
6. Claim Immediate Expensing on equipment purchased through the corporation
Equipment purchased as a sole proprietor cannot be immediately expensed at the same rates as a CCPC. Once incorporated, your corporation can deduct up to $1.5 million in eligible property in the year of purchase. A Mississauga logistics company buying $200,000 in trucks gets a $200,000 deduction in year one instead of 30% declining balance over many years. Incorporate before the equipment purchase.
7. Use a section 85 rollover to convert from sole proprietorship tax-free
If you are already operating as a sole proprietor with equipment, inventory, receivables or other assets, a section 85 rollover transfers everything to the new corporation without triggering a taxable disposition. Without the rollover, the transfer is a deemed sale at fair market value and triggers immediate tax. A Mississauga contractor with $180,000 in equipment who incorporates without a section 85 rollover pays approximately $14,000 in unnecessary tax. We structure the rollover as part of the conversion.
8. Issue non-voting shares to your spouse at incorporation to multiply the LCGE on exit
The Lifetime Capital Gains Exemption shelters $1,281,866 per shareholder on the sale of qualifying CCPC shares. Issuing non-voting Class B shares to your spouse at incorporation (when the shares have nominal value) doubles the exemption to $2,563,732. Add adult children and the exemption multiplies further. This costs nothing at incorporation but saves hundreds of thousands in capital gains tax on a future sale. We set up the share structure from day one.
9. Plan for the holdco from incorporation so passive income never erodes the SBD
Passive investment income above $50,000 inside the operating corporation erodes the SBD. At $150,000 in passive income, the SBD is eliminated entirely, costing $71,500 in additional tax per year. The solution is a holding company that receives dividends tax-free and invests separately. We discuss the holdco timeline at incorporation and trigger the setup as soon as retained earnings reach $200,000. The planning starts at incorporation so the transition is seamless.
10. Bundle incorporation with bookkeeping and get the service fee waived entirely
Mississauga business owners who sign up for monthly bookkeeping ($100/month) receive incorporation at no service charge (government filing fee only). The bookkeeping includes bank reconciliation, HST filing, monthly financial statements and the T2 corporate tax return filed FREE every year. The incorporation service fee is waived, the T2 is free and your books are current from day one. This is the most cost-effective way to start a corporation in Mississauga. Incorporation Services →
Mississauga Incorporation from Just $35. Tax Planning Included.
Articles, share structure, minute book, BN, HST, payroll. Everything you need to start your Mississauga corporation. Government filing fee additional. 900+ five-star reviews.