Incorporation Services in Scarborough
We incorporate Scarborough businesses. Federal and Ontario incorporation, NUANS name search, investor-ready share structure, complete minute book, Business Number registration, HST and payroll accounts, sole proprietor to corporation conversion. Incorporation from just $35. No hourly billing. 900+ five-star reviews.
We Incorporate Scarborough Businesses the Right Way from Day One
We incorporate businesses in Scarborough every week: auto service shop owners on the Golden Mile, restaurant operators on Markham Road and Lawrence Avenue, medical clinic owners near Birchmount and Eglinton, import/export companies along the 401 corridor, IT consultants working from home in Agincourt and Malvern, grocery store owners in the Scarborough Town Centre area and real estate investors across the east end of Toronto. Every incorporation includes a multi-class share structure, complete minute book, CRA registrations and a tax planning conversation that sets the foundation for paying the lowest possible tax from your first dollar of revenue.
The most common mistake Scarborough business owners make is incorporating after they have already started earning income. A sole proprietor who incorporates 2 years late at $150,000/year in income has already paid $48,000 to $60,000 more in tax than they would have as a corporation. We incorporate you before you earn the first dollar so every dollar flows through the corporation at 12.2% instead of up to 53.53% personal. Our service fee is just $35.
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Sole Proprietorship vs. Corporation: The Tax Impact for Scarborough Businesses
| Annual Income | Sole Proprietor Tax (Ontario) | Corporation Tax (12.2% SBD) | Annual Savings from Incorporating |
|---|---|---|---|
| $80,000 | $18,200 | $9,760 | $8,440 |
| $120,000 | $31,400 | $14,640 | $16,760 |
| $150,000 | $42,300 | $18,300 | $24,000 |
| $200,000 | $62,400 | $24,400 | $38,000 |
| $300,000 | $104,600 | $36,600 | $68,000 |
| $500,000 | $196,900 | $61,000 | $135,900 |
Every Year You Delay Incorporation Costs You Money: At $150,000 income, the annual tax difference is $24,000. Two years as a sole proprietor before incorporating: $48,000 in additional tax you will never recover. Our incorporation service fee is just $35 (government filing fee additional). The cost of not incorporating at $150,000 in income is $24,000 per year. Incorporate before your first dollar of revenue, not after.
Federal vs. Ontario Incorporation for Scarborough Businesses
| Feature | Federal (CBCA) | Ontario (OBCA) |
|---|---|---|
| Filing fee | $273 (Corporations Canada) | $335 to $360 (ServiceOntario) |
| Name protection | Canada-wide. No other federal corporation can use the same name. | Ontario only. A corporation in another province could use the same name. |
| Operating across provinces | Automatic right to operate in every province. | Automatic right to operate in Ontario. Must register extra-provincially in each other province. |
| Named vs. numbered | Numbered: no NUANS ($273 total). Named: NUANS required ($273 + $13.80). | Numbered: no NUANS ($335). Named: NUANS required ($335 + $13.80). |
| Residency requirement | At least 25% of directors must be Canadian residents. | No Canadian residency requirement for directors. |
| Best for Scarborough businesses | Import/export companies on the 401 corridor, businesses selling nationally, businesses planning to raise capital from investors. | Businesses operating only in Ontario. Simpler annual filing. No residency requirement useful for non-resident directors common in Scarborough's international business community. |
Our Recommendation for Most Scarborough Businesses: Federal Incorporation. Federal incorporation costs less ($273 vs. $335), provides Canada-wide name protection and allows you to operate in every province. Scarborough import/export companies and businesses with national distribution benefit immediately. Ontario incorporation is a good choice for Scarborough businesses with non-resident directors. Incorporation Services →
What Our Scarborough Incorporation Service Includes
| Service | What We Do |
|---|---|
| Articles of incorporation | Filed with Corporations Canada (federal) or ServiceOntario (Ontario). Includes corporation name or numbered company, registered office address, director information and share structure. Completed in 1 to 3 business days (federal) or 1 to 5 days (Ontario). |
| NUANS name search (if named company) | We conduct the NUANS search ($13.80) to confirm your chosen corporate name is available across Canada. We advise on name availability, potential conflicts and naming rules. |
| Multi-class share structure | We set up multiple share classes from day one: Class A voting common (founders), Class B non-voting common (family members, future employees) and Class C preferred (reserved for future investors). This structure supports salary-dividend optimization, LCGE planning, income splitting and future fundraising without reorganization. |
| Complete corporate minute book | Legal record of the corporation prepared and delivered: articles of incorporation, corporate bylaws, organizational resolutions, first director resolutions, share certificates, shareholder register, director register and transfer register. |
| Business Number (BN) registration | We register with CRA for your 9-digit Business Number. Required for all CRA accounts, banking and government filings. |
| GST/HST account registration | Registered with CRA. Voluntary registration recommended from day one so you can claim ITCs on all startup expenses. |
| Payroll account registration | RP account registered with CRA. Required if you plan to pay yourself a salary or hire employees. Common for Scarborough auto shops hiring mechanics and restaurants with multiple staff. |
| Import/export account (if applicable) | RM account registered with CRA for Scarborough businesses importing goods. Common for import/export companies on the 401 corridor and grocery stores sourcing international products. |
| Banking setup guidance | We provide the documents your bank requires to open the corporate bank account: articles of incorporation, minute book extract, BN confirmation and director ID. |
| Initial tax planning consultation | Every Scarborough incorporation includes a tax planning conversation: salary-dividend optimization strategy, RRSP room creation, HST method selection, SBD eligibility review, holdco planning timeline and industry-specific deductions. Included at no additional charge. |
Scarborough Incorporation from Just $35. Tax Planning Included.
Articles, share structure, minute book, BN, HST, payroll. Everything you need to start your corporation. Government filing fee additional.
Scarborough Incorporation: Real Client Results
Auto Service Shop, Golden Mile
A Scarborough auto repair shop owner earning $170,000 as a sole proprietor was paying $51,800 in personal tax. We incorporated federally ($35 service fee + $273 government filing), set up 3 share classes, registered for HST, payroll for 4 mechanics and the owner's salary and claimed Immediate Expensing on $68,000 in diagnostic and lift equipment. Annual tax savings from incorporation: $27,200. RRSP room created: $40,000 from the salary component. Non-voting shares issued to the spouse for LCGE preparation.
Restaurant Owner, Markham Road
A Scarborough restaurant owner with $210,000 in net income was operating as a sole proprietor. Personal tax: approximately $64,800. We incorporated in Ontario ($335), transferred operations to the corporation, registered HST (transitioned existing account), set up payroll for 10 staff, established 3 share classes with non-voting shares for the spouse and claimed Immediate Expensing on $38,000 in kitchen equipment. Annual savings: $34,600.
Medical Walk-In Clinic, Birchmount
A physician opening a walk-in clinic near Birchmount and Eglinton needed a Medical Professional Corporation. We incorporated the MPC under the OBCA with the restricted practice clause, applied for the CPSO Certificate of Authorization, set up 3 share classes, registered for BN, HST, payroll, prepared the complete minute book and coordinated with the bank for the corporate account. The physician started seeing patients within 3 weeks of engaging us. Incorporation Services →
Import/Export Company, 401 Corridor
A Scarborough import/export business sourcing electronics from Asia and distributing across Canada had been a sole proprietor for 2 years with $340,000 in revenue. We incorporated federally (Canada-wide operations), performed a section 85 rollover to transfer $92,000 in inventory and receivables tax-free, registered the import/export account, set up multi-currency HST tracking (USD and CAD) and implemented salary-dividend optimization. Section 85 rollover saved $11,400 in tax. Annual going-forward savings: $58,200.
How Scarborough Incorporation Works at Gondaliya CPA
Consult
Free consultation to determine the best structure: federal vs. Ontario, numbered vs. named, share classes, director requirements. We advise on the tax implications of each choice for your Scarborough business.
Incorporate
We file the articles of incorporation, prepare the complete minute book, set up the share structure and deliver the corporate documents. Federal: 1 to 3 business days. Ontario: 1 to 5 business days.
Register
We register with CRA for your Business Number, HST account, payroll account and import/export account (if applicable). All registrations completed within 5 business days of incorporation.
Plan
Initial tax planning consultation included: salary-dividend strategy, RRSP room, HST method, SBD eligibility, holdco timeline. You leave with a clear financial roadmap for your new Scarborough corporation.
Scarborough Incorporation Pricing
| Service | Our Fee (including HST) | Government Fee | What Is Included |
|---|---|---|---|
| Federal incorporation (numbered company) | From $35 | $273 (Corporations Canada) | Articles of incorporation, 3+ share classes, complete minute book, BN registration, HST registration, payroll registration, banking guidance, initial tax planning consultation. |
| Federal incorporation (named company) | From $35 | $273 + $13.80 NUANS | Everything above + NUANS name search, name availability review and conflict assessment. |
| Ontario incorporation (numbered company) | From $35 | $335 (ServiceOntario) | Same deliverables as federal. Filed with ServiceOntario instead of Corporations Canada. |
| Professional corporation (medical, dental) | From $200 | $335 + regulatory application fee | OBCA incorporation with restricted practice clause. Application to regulatory college (CPSO, RCDSO). Complete minute book with practice-restricted articles. |
| Sole proprietor to corporation conversion | From $500 | Government filing fee additional | New corporation setup + transfer of business operations. Section 85 rollover for tax-free asset transfer if applicable ($1,500 to $2,500 additional). |
| Incorporation for bookkeeping clients | FREE | Government filing fee additional | Clients who sign up for monthly bookkeeping ($100/month) receive incorporation at no service charge. Government filing fee only. T2 filed FREE every year. |
$35 Incorporation. No Hourly Billing. No Surprise Invoices. Our $35 service fee covers all preparation work, documents, CRA registrations and the initial tax planning consultation. Government filing fees ($273 federal or $335 Ontario) are paid directly to the government and are additional. Bookkeeping clients ($100/month) receive incorporation at no service charge.
Types of Corporations We Set Up for Scarborough Businesses
| Corporation Type | Best For | Key Features |
|---|---|---|
| Standard business corporation (CBCA or OBCA) | Auto service shops, restaurants, import/export, IT consultants, grocery stores, real estate investors and most Scarborough businesses. | Multi-class share structure. SBD eligible (12.2%). No practice restrictions. Federal recommended for import/export and national distribution. |
| Medical Professional Corporation (MPC) | Physicians opening walk-in clinics, family practices and specialist offices in Scarborough. Birchmount, Eglinton, Lawrence and Midland area clinics. | OBCA with practice restriction. CPSO approval required. Shareholders must be licensed physicians. Same SBD rate. |
| Dental Professional Corporation (DPC) | Dentists in Scarborough. Town Centre, Markham Road, McCowan and Morningside dental clinics. | OBCA with restricted practice clause. RCDSO Certificate of Authorization required. Only licensed dentists can be shareholders. |
| Holding company | Scarborough business owners with retained earnings exceeding $200,000. Common for established auto service, restaurant and import/export operators. | Receives tax-free dividends from the operating company. Invests independently. Isolates passive income from SBD calculation. Creditor protection. |
| Real estate holding company | Scarborough real estate investors with multiple rental properties. Separates rental income from active business income. | Holds rental properties separately. Prevents passive rental income from eroding the SBD on active income. |
Our Scarborough Office
Serving Scarborough, Agincourt, Malvern, Rouge, Highland Creek, West Hill, Woburn, Dorset Park, Wexford, Scarborough Village, Birch Cliff, Scarborough Town Centre and all of East Toronto. In-person and virtual appointments available.
24 Clementine Square, Scarborough, ON M1G 2V7
Phone: (647) 212-9559
Industries We Incorporate in Scarborough
Frequently Asked Questions: Incorporation in Scarborough
Meet Your Scarborough Incorporation Team
Your Scarborough incorporation is handled by licensed CPAs who incorporate businesses across East Toronto every week.
Sharad Gondaliya, CPA
Founder and Principal CPA. Oversees every Scarborough incorporation. Specializes in multi-class share structures, import/export company incorporations, medical and dental professional corporations, sole proprietor conversions and section 85 rollovers.
Vandana Goel, CPA
Senior CPA. Manages CRA registrations, minute book preparation, annual corporate maintenance and post-incorporation bookkeeping setup for Scarborough corporations. Experienced in HST registration, payroll setup and multi-currency tracking for import/export businesses.
What Our Clients Say
900+ five-star reviews from business owners across Ontario and Canada.
10 Smart Incorporation Strategies That Can Save Scarborough Business Owners Money
1. Incorporate before earning your first dollar to lock in 12.2%
Every dollar earned as a sole proprietor is taxed at your personal rate (up to 53.53% in Ontario). Every dollar earned inside a corporation is taxed at 12.2% under the Small Business Deduction. A Scarborough restaurant owner earning $210,000 saves $34,600 in the first year alone by incorporating before opening. Our service fee is $35 (government filing fee additional).
2. Set up multiple share classes at incorporation to avoid a $15,000 reorganization later
A single-class share structure blocks salary-dividend optimization, LCGE multiplication and investor-ready fundraising. Reorganizing later costs $5,000 to $15,000. Setting up Class A voting common, Class B non-voting common and Class C preferred at incorporation costs $0 extra.
3. Register for HST at incorporation to recover $1,950 on $15,000 in startup costs
Voluntary HST registration before your first purchase allows you to claim ITCs on all startup expenses: equipment, software, marketing, professional fees. A Scarborough auto shop spending $15,000 on startup equipment recovers $1,950 in ITCs. We register your HST account as part of the incorporation package.
4. Use a salary-dividend split from your first pay period to create RRSP room
Most Scarborough business owners default to 100% dividends. But dividends create zero RRSP room. A 60/40 salary-dividend split on $150,000 creates $52,800 in RRSP room while keeping the combined tax lower than either salary-only or dividend-only.
5. Choose federal incorporation for import/export and national distribution
Scarborough import/export businesses operating across multiple provinces and internationally need federal incorporation. It provides automatic right to operate in every province, Canada-wide name protection and easier international credibility. It also costs less ($273 vs. $335 Ontario).
6. Claim Immediate Expensing on equipment purchased through the corporation
A Scarborough auto shop buying $68,000 in lifts and diagnostic equipment or a restaurant buying $38,000 in kitchen equipment gets the full amount as a year-one deduction under Immediate Expensing. Incorporate before the purchase.
7. Use a section 85 rollover to convert from sole proprietorship tax-free
A Scarborough import/export business with $92,000 in inventory and receivables who incorporates without a section 85 rollover pays approximately $11,400 in unnecessary tax. The rollover transfers everything to the new corporation at tax cost, deferring the gain until the assets are sold.
8. Issue non-voting shares to your spouse at incorporation to multiply the LCGE
The Lifetime Capital Gains Exemption shelters $1,281,866 per shareholder. Issuing non-voting shares to your spouse at incorporation doubles the exemption to $2,563,732. This costs nothing at incorporation but saves hundreds of thousands on a future sale of the business.
9. Plan for the holdco from incorporation so passive income never erodes the SBD
Passive investment income above $50,000 inside the operating corporation erodes the SBD, costing up to $71,500/year. We discuss the holdco timeline at incorporation and trigger the setup as soon as retained earnings reach $200,000.
10. Bundle incorporation with bookkeeping and get the service fee waived entirely
Scarborough business owners who sign up for monthly bookkeeping ($100/month) receive incorporation at no service charge (government filing fee only). The bookkeeping includes bank reconciliation, HST filing, monthly financials and the T2 filed FREE every year. Incorporation Services →
Scarborough Incorporation from Just $35. Tax Planning Included.
Articles, share structure, minute book, BN, HST, payroll. Everything you need to start your Scarborough corporation. Government filing fee additional. 900+ five-star reviews.